The Progressive Corporation cash flow to debt ratio of 254.43% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

The Progressive Corporation's free cash flow has increased 15.95% from $14.83B last year to $17.20B, signaling increasing performance

The Progressive Corporation's debt to equity ratio is 0.24, which means that the company's assets are healthy financed, signaling financial stability.

The Progressive Corporation's debt has decreased relative to shareholder equity from 0.27 last year to 0.24 today, signaling strengthened financials

The Progressive Corporation has a net cash position, so leverage is healthy.

The Progressive Corporation's interest coverage ratio of 49.76 indicates that earnings with good margin can cover interest payments on company debt

The Progressive Corporation's profit margin has increased (14.13%) in the last year from 11.26% to 12.85%, signaling increasing performance

The Progressive Corporation's short-term liabilities of $68.53B exceed its short-term assets of $40.16B, signaling financial risk

The Progressive Corporation's return on assets of 9.36% is higher than the 5.00% threshold, indicating efficient asset utilization

The Progressive Corporation's return on equity of 35.40%, is higher than 15.00%, indicating good performance

The Progressive Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

The Progressive Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings

The Progressive Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

The Progressive Corporation has a free cash flow yield of 13.83%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

The Progressive Corporation's yearly earnings has increased 33.35% since last year from $8.48B to $11.31B, signaling increasing performance

The Progressive Corporation's yearly revenue has increased 6.06% since last year from $75.34B to $79.91B, signaling increasing performance

ROIC 27.38% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

The Progressive Corporation's 3-year revenue CAGR of 20.90% is positive, indicating growing revenue over the past 3 years

The Progressive Corporation had revenue growth in 5 out of 5 years, indicating consistent revenue performance

The Progressive Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

The Progressive Corporation is undervalued relative to its fair value price of 510.34 based on Discounted Cash Flow model

The Progressive Corporation has an earnings yield of 9.38%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

The Progressive Corporation is overvalued relative to its fair value price of 165.70 based on EBITDA multiple model

The Progressive Corporation has an EV/EBITDA ratio of 7.52x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

The Progressive Corporation is undervalued relative to its fair value price of 256.27 based on Earnings Fair Value model

The Progressive Corporation has a PEG-ratio under 1 which is considered undervalued

The Progressive Corporation has a price-to-book ratio of 3.63x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

The Progressive Corporation has a price-to-sales ratio of 1.37x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue