Prosperity Bancshares, Inc. cash flow to debt ratio of 25.54% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Prosperity Bancshares, Inc.'s free cash flow has increased 14.49% from $451.55M last year to $516.98M, signaling increasing performance

Prosperity Bancshares, Inc.'s debt to equity ratio is 0.32, which means that the company's assets are healthy financed, signaling financial stability.

Prosperity Bancshares, Inc.'s debt has decreased relative to shareholder equity from 0.46 last year to 0.32 today, signaling strengthened financials

Prosperity Bancshares, Inc. has a net cash position, so leverage is healthy.

Prosperity Bancshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Prosperity Bancshares, Inc.'s profit margin has increased (14.86%) in the last year from 27.52% to 31.61%, signaling increasing performance

Prosperity Bancshares, Inc.'s short-term liabilities of $28.71B exceed its short-term assets of $12.38B, signaling financial risk

Prosperity Bancshares, Inc.'s return on assets of 1.28% is lower than the 5.00% threshold, indicating inefficient asset utilization

Prosperity Bancshares, Inc.'s return on equity of 7.08%, is lower than 15.00%, indicating bad performance

Prosperity Bancshares, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Prosperity Bancshares, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Prosperity Bancshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Prosperity Bancshares, Inc. has a free cash flow yield of 5.87%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Prosperity Bancshares, Inc.'s yearly earnings has increased 13.24% since last year from $479.39M to $542.84M, signaling increasing performance

Prosperity Bancshares, Inc.'s yearly revenue has decreased 1.58% since last year from $1.74B to $1.71B, signaling decreasing performance

ROIC 1.28% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Prosperity Bancshares, Inc.'s 3-year revenue CAGR of 13.06% is positive, indicating growing revenue over the past 3 years

Prosperity Bancshares, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Prosperity Bancshares, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Prosperity Bancshares, Inc. is overvalued relative to its fair value price of 37.53 based on Discounted Cash Flow model

Prosperity Bancshares, Inc. has an earnings yield of 7.61%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Prosperity Bancshares, Inc. is overvalued relative to its fair value price of 40.41 based on EBITDA multiple model

Prosperity Bancshares, Inc. has insufficient data to compute enterprise value.

Prosperity Bancshares, Inc. is undervalued relative to its fair value price of 130.35 based on Earnings Fair Value model

Prosperity Bancshares, Inc. has a PEG-ratio over 1 which is considered overvalued

Prosperity Bancshares, Inc. has a price-to-book ratio of 0.89x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Prosperity Bancshares, Inc. has a price-to-sales ratio of 4.15x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue