NASDAQ
PAYO
Last Price
US $7.14
KEY FIGURES
MKT CAP
$2.4B
EPS
TTM
$0.15
EPS Growth (1Y)
-38.71%
PEG
TTM
-
P/E
TTM
47.92x
P/S
TTM
2.23x
YIELD
-
GROWTH (5Y CAGR)
Revenue
24.96%
EBITDA
Cash Flow (DCF)
Fair Value
Market $7.14
—
Default assumptions
EBITDA Multiple
Fair Value
Market $7.14
-36.55%
Default assumptions
Valuation
Financial
Performance
Cash flow to debt coverage
Payoneer Global Inc. cash flow to debt ratio of 322.80% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Free cash flow growth
Payoneer Global Inc.'s free cash flow has increased 77.30% from $116.53M last year to $206.62M, signaling increasing performance
Debt-to-equity ratio
Payoneer Global Inc.'s debt to equity ratio is 0.13, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Payoneer Global Inc.'s debt has increased relative to shareholder equity from 0.03 last year to 0.13 today, signaling weakened financials
Net debt to EBITDA
Payoneer Global Inc. has a net cash position, so leverage is healthy.
Interest coverage
Payoneer Global Inc.'s interest coverage ratio of 7.21 indicates that earnings with good margin can cover interest payments on company debt
Profit margin growth
Payoneer Global Inc.'s profit margin has decreased (62.49%) in the last year from 12.39% to 4.65%, signaling decreasing performance
Current ratio
Payoneer Global Inc.'s short-term assets of $8.11B exceed its short-term liabilities of $8.08B
Return on assets
Payoneer Global Inc.'s return on assets of 0.57% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Payoneer Global Inc.'s return on equity of 7.27%, is lower than 15.00%, indicating bad performance
Earnings quality
Payoneer Global Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Payoneer Global Inc. had positive net income in 3 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Payoneer Global Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Payoneer Global Inc. has a free cash flow yield of 8.62%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Payoneer Global Inc.'s yearly earnings has decreased 39.59% since last year from $121.16M to $73.19M, signaling decreasing performance
Revenue growth
Payoneer Global Inc.'s yearly revenue has increased 7.68% since last year from $977.72M to $1.05B, signaling increasing performance
Return on invested capital
ROIC 7.33% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
3-year revenue CAGR
Payoneer Global Inc.'s 3-year revenue CAGR of 18.82% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Payoneer Global Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Payoneer Global Inc. had positive ROE in 3 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Payoneer Global Inc. has insufficient data to evaluate this check.
Earnings yield (TTM)
Payoneer Global Inc. has an earnings yield of 2.10%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings
EBITDA Valuation
Payoneer Global Inc. is overvalued relative to its fair value price of 4.53 based on EBITDA multiple model
EV/EBITDA (FY)
Payoneer Global Inc. has an EV/EBITDA ratio of 11.34x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Payoneer Global Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.
Price-to-book ratio (FY)
Payoneer Global Inc. has a price-to-book ratio of 3.66x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Payoneer Global Inc. has a price-to-sales ratio of 2.21x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
7.27%
Return on equity
ROIC: 7.33%
Valuation History
50.6X
Price to Earnings
EV/EBITDA: 11.6X
Cash flow
Profit margin
-
Cash flow
-
EARNINGS FV (GRAHAM)
Fair Value
Market $7.14
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Default assumptions
Base valuations use default assumptions. Customize in the Valuator.