Paymentus Holdings, Inc. cash flow to debt ratio of 1.42K% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Paymentus Holdings, Inc.'s free cash flow has increased 156.05% from $63.18M last year to $161.77M, signaling increasing performance

Paymentus Holdings, Inc.'s debt to equity ratio is 0.01, which means that the company's assets are healthy financed, signaling financial stability.

Paymentus Holdings, Inc.'s debt has decreased relative to shareholder equity from 0.02 last year to 0.01 today, signaling strengthened financials

Paymentus Holdings, Inc. has a net cash position, so leverage is healthy.

Paymentus Holdings, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Paymentus Holdings, Inc.'s profit margin has increased (23.15%) in the last year from 5.07% to 6.24%, signaling increasing performance

Paymentus Holdings, Inc.'s short-term assets of $441.33M exceed its short-term liabilities of $98.85M

Paymentus Holdings, Inc.'s return on assets of 11.70% is higher than the 5.00% threshold, indicating efficient asset utilization

Paymentus Holdings, Inc.'s return on equity of 14.80%, is lower than 15.00%, indicating bad performance

Paymentus Holdings, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Paymentus Holdings, Inc. had positive net income in 4 out of 5 years, indicating stable and consistent earnings

Paymentus Holdings, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Paymentus Holdings, Inc. has a free cash flow yield of 3.30%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Paymentus Holdings, Inc.'s yearly earnings has increased 51.55% since last year from $44.17M to $66.94M, signaling increasing performance

Paymentus Holdings, Inc.'s yearly revenue has increased 37.25% since last year from $871.75M to $1.20B, signaling increasing performance

ROIC 12.26% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Paymentus Holdings, Inc.'s 3-year revenue CAGR of 34.03% is positive, indicating growing revenue over the past 3 years

Paymentus Holdings, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Paymentus Holdings, Inc. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

Paymentus Holdings, Inc. is overvalued relative to its fair value price of 25.43 based on Discounted Cash Flow model

Paymentus Holdings, Inc. has an earnings yield of 1.73%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Paymentus Holdings, Inc. is overvalued relative to its fair value price of 9.57 based on EBITDA multiple model

Paymentus Holdings, Inc. has an EV/EBITDA ratio of 36.29x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Paymentus Holdings, Inc. has insufficient data to evaluate this check.

Paymentus Holdings, Inc. has a PEG-ratio over 1 which is considered overvalued

Paymentus Holdings, Inc. has a price-to-book ratio of 8.00x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value

Paymentus Holdings, Inc. has a price-to-sales ratio of 3.61x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue