Ohio Valley Banc Corp. cash flow to debt ratio of 32.73% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Ohio Valley Banc Corp.'s free cash flow has increased 45.98% from $11.66M last year to $17.03M, signaling increasing performance

Ohio Valley Banc Corp.'s debt to equity ratio is 0.30, which means that the company's assets are healthy financed, signaling financial stability.

Ohio Valley Banc Corp.'s debt has decreased relative to shareholder equity from 0.33 last year to 0.30 today, signaling strengthened financials

Ohio Valley Banc Corp. has a net debt to EBITDA ratio of 2.60x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Ohio Valley Banc Corp. earns at least as much interest as it pays. Interest obligations are fully covered.

Ohio Valley Banc Corp.'s profit margin has increased (15.70%) in the last year from 12.37% to 14.31%, signaling increasing performance

Ohio Valley Banc Corp.'s short-term assets of $51.77M exceed its short-term liabilities of $923.00

Ohio Valley Banc Corp.'s return on assets of 0.86% is lower than the 5.00% threshold, indicating inefficient asset utilization

Ohio Valley Banc Corp.'s return on equity of 8.37%, is lower than 15.00%, indicating bad performance

Ohio Valley Banc Corp.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Ohio Valley Banc Corp. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Ohio Valley Banc Corp. has positive free cash flow, indicating the company generates cash after capital expenditures

Ohio Valley Banc Corp. has a free cash flow yield of 8.23%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Ohio Valley Banc Corp.'s yearly earnings has increased 41.84% since last year from $11.00M to $15.60M, signaling increasing performance

Ohio Valley Banc Corp.'s yearly revenue has increased 5.93% since last year from $88.93M to $94.21M, signaling increasing performance

ROIC 0.86% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Ohio Valley Banc Corp.'s 3-year revenue CAGR of 17.70% is positive, indicating growing revenue over the past 3 years

Ohio Valley Banc Corp. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Ohio Valley Banc Corp. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Ohio Valley Banc Corp. is undervalued relative to its fair value price of 52.45 based on Discounted Cash Flow model

Ohio Valley Banc Corp. has an earnings yield of 6.87%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Ohio Valley Banc Corp. is overvalued relative to its fair value price of 17.20 based on EBITDA multiple model

Ohio Valley Banc Corp. has an EV/EBITDA ratio of 12.38x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Ohio Valley Banc Corp. is undervalued relative to its fair value price of 84.08 based on Earnings Fair Value model

Ohio Valley Banc Corp. has a PEG-ratio over 1 which is considered overvalued

Ohio Valley Banc Corp. has a price-to-book ratio of 1.19x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Ohio Valley Banc Corp. has a price-to-sales ratio of 2.08x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue