Old Republic International Corporation cash flow to debt ratio of 73.24% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Old Republic International Corporation's free cash flow has decreased 5.60% from $1.23B last year to $1.16B, signaling decreasing performance

Old Republic International Corporation's debt to equity ratio is 0.38, which means that the company's assets are healthy financed, signaling financial stability.

Old Republic International Corporation's debt has increased relative to shareholder equity from 0.28 last year to 0.38 today, signaling weakened financials

Old Republic International Corporation has a net cash position, so leverage is healthy.

Old Republic International Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

Old Republic International Corporation's profit margin has increased (13.73%) in the last year from 10.36% to 11.78%, signaling increasing performance

Old Republic International Corporation's short-term assets of $14.30B exceed its short-term liabilities of $4.20B

Old Republic International Corporation's return on assets of 3.61% is lower than the 5.00% threshold, indicating inefficient asset utilization

Old Republic International Corporation's return on equity of 18.74%, is higher than 15.00%, indicating good performance

Old Republic International Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Old Republic International Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Old Republic International Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Old Republic International Corporation has a free cash flow yield of 11.26%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Old Republic International Corporation's yearly earnings has increased 9.78% since last year from $852.70M to $936.10M, signaling increasing performance

Old Republic International Corporation's yearly revenue has increased 10.41% since last year from $8.23B to $9.09B, signaling increasing performance

ROIC 3.68% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Old Republic International Corporation's 3-year revenue CAGR of 3.98% is positive, indicating growing revenue over the past 3 years

Old Republic International Corporation had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Old Republic International Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Old Republic International Corporation is undervalued relative to its fair value price of 48.46 based on Discounted Cash Flow model

Old Republic International Corporation has an earnings yield of 11.15%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Old Republic International Corporation is overvalued relative to its fair value price of 29.05 based on EBITDA multiple model

Old Republic International Corporation has an EV/EBITDA ratio of 7.04x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Old Republic International Corporation is undervalued relative to its fair value price of 68.86 based on Earnings Fair Value model

Old Republic International Corporation has a PEG-ratio under 1 which is considered undervalued

Old Republic International Corporation has a price-to-book ratio of 1.68x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Old Republic International Corporation has a price-to-sales ratio of 1.06x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue