Old National Bancorp cash flow to debt ratio of 9.15% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Old National Bancorp's free cash flow has increased 7.67% from $592.01M last year to $637.41M, signaling increasing performance

Old National Bancorp's debt to equity ratio is 0.98, which means that the company's assets are unhealthy financed, signaling financial risk.

Old National Bancorp's debt has increased relative to shareholder equity from 0.85 last year to 0.98 today, signaling weakened financials

Old National Bancorp has a net debt to EBITDA ratio of 5.29x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Old National Bancorp earns at least as much interest as it pays. Interest obligations are fully covered.

Old National Bancorp's profit margin has increased (20.51%) in the last year from 18.24% to 21.98%, signaling increasing performance

Old National Bancorp's short-term liabilities of $55.45B exceed its short-term assets of $2.28B, signaling financial risk

Old National Bancorp's return on assets of 1.19% is lower than the 5.00% threshold, indicating inefficient asset utilization

Old National Bancorp's return on equity of 10.46%, is lower than 15.00%, indicating bad performance

Old National Bancorp's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Old National Bancorp had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Old National Bancorp has positive free cash flow, indicating the company generates cash after capital expenditures

Old National Bancorp has a free cash flow yield of 6.28%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Old National Bancorp's yearly earnings has increased 24.12% since last year from $539.19M to $669.26M, signaling increasing performance

Old National Bancorp's yearly revenue has increased 25.48% since last year from $2.96B to $3.71B, signaling increasing performance

ROIC 5.06% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Old National Bancorp's 3-year revenue CAGR of 26.01% is positive, indicating growing revenue over the past 3 years

Old National Bancorp had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Old National Bancorp had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Old National Bancorp is overvalued relative to its fair value price of 10.85 based on Discounted Cash Flow model

Old National Bancorp has an earnings yield of 8.71%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Old National Bancorp is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Old National Bancorp has an EV/EBITDA ratio of 15.66x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Old National Bancorp is undervalued relative to its fair value price of 54.32 based on Earnings Fair Value model

Old National Bancorp has a PEG-ratio over 1 which is considered overvalued

Old National Bancorp has a price-to-book ratio of 1.19x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Old National Bancorp has a price-to-sales ratio of 2.52x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue