The OLB Group, Inc. cash flow to debt ratio of -545.90% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

The OLB Group, Inc.'s free cash flow has increased -48.84% from $-2.60M last year to $-1.33M, signaling increasing performance

The OLB Group, Inc.'s debt to equity ratio is 0.03, which means that the company's assets are healthy financed, signaling financial stability.

The OLB Group, Inc.'s debt has decreased relative to shareholder equity from 0.12 last year to 0.03 today, signaling strengthened financials

The OLB Group, Inc. has negative EBITDA, making leverage ratio unreliable

The OLB Group, Inc.'s interest coverage ratio is -32.76, which means that the company struggles to meet interest obligations, signaling financial risk.

The OLB Group, Inc.'s profit margin has increased (-16.30%) in the last year from -87.43% to -73.18%, signaling increasing performance

The OLB Group, Inc.'s short-term liabilities of $7.69M exceed its short-term assets of $1.05M, signaling financial risk

The OLB Group, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

The OLB Group, Inc.'s return on equity of -96.25%, is lower than 15.00%, indicating bad performance

The OLB Group, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

The OLB Group, Inc. had positive net income in only 0 out of 5 years, indicating unstable earnings

The OLB Group, Inc. has negative free cash flow, indicating the company is burning cash rather than generating it

The OLB Group, Inc. has negative free cash flow, indicating cash burn

The OLB Group, Inc.'s yearly earnings has increased -47.67% since last year from $-11.22M to $-5.87M, signaling increasing performance

The OLB Group, Inc.'s yearly revenue has decreased 32.42% since last year from $12.84M to $8.68M, signaling decreasing performance

ROIC -67.23% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

The OLB Group, Inc.'s 3-year revenue CAGR of -34.14% is negative, indicating declining revenue over the past 3 years

The OLB Group, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

The OLB Group, Inc. had positive ROE in only 0 out of 5 years, indicating inconsistent returns on equity

The OLB Group, Inc. has insufficient data to evaluate this check.

The OLB Group, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

The OLB Group, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

The OLB Group, Inc. has negative or missing EBITDA, making EV/EBITDA ratio unreliable

The OLB Group, Inc. has insufficient data to evaluate this check.

The OLB Group, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

The OLB Group, Inc. has a price-to-book ratio of 0.15x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

The OLB Group, Inc. has a price-to-sales ratio of 0.15x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue