Origin Bancorp, Inc. cash flow to debt ratio of 446.47% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Origin Bancorp, Inc.'s free cash flow has increased 74.76% from $86.43M last year to $151.05M, signaling increasing performance

Origin Bancorp, Inc.'s debt to equity ratio is 0.11, which means that the company's assets are healthy financed, signaling financial stability.

Origin Bancorp, Inc.'s debt has decreased relative to shareholder equity from 0.15 last year to 0.11 today, signaling strengthened financials

Origin Bancorp, Inc. has a net cash position, so leverage is healthy.

Origin Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Origin Bancorp, Inc.'s profit margin has increased (31.48%) in the last year from 12.40% to 16.31%, signaling increasing performance

Origin Bancorp, Inc.'s short-term liabilities of $1.98B exceed its short-term assets of $104.19M, signaling financial risk

Origin Bancorp, Inc.'s return on assets of 0.97% is lower than the 5.00% threshold, indicating inefficient asset utilization

Origin Bancorp, Inc.'s return on equity of 7.97%, is lower than 15.00%, indicating bad performance

Origin Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Origin Bancorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Origin Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Origin Bancorp, Inc. has a free cash flow yield of 9.20%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Origin Bancorp, Inc.'s yearly earnings has decreased 1.69% since last year from $76.49M to $75.20M, signaling decreasing performance

Origin Bancorp, Inc.'s yearly revenue has decreased 2.95% since last year from $616.80M to $598.60M, signaling decreasing performance

ROIC -1.23% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Origin Bancorp, Inc.'s 3-year revenue CAGR of 16.58% is positive, indicating growing revenue over the past 3 years

Origin Bancorp, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Origin Bancorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Origin Bancorp, Inc. has insufficient data to evaluate this check.

Origin Bancorp, Inc. has an earnings yield of 6.08%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Origin Bancorp, Inc. is overvalued relative to its fair value price of 26.84 based on EBITDA multiple model

Origin Bancorp, Inc. has an EV/EBITDA ratio of 13.88x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Origin Bancorp, Inc. is undervalued relative to its fair value price of 68.76 based on Earnings Fair Value model

Origin Bancorp, Inc. has a PEG-ratio over 1 which is considered overvalued

Origin Bancorp, Inc. has a price-to-book ratio of 1.28x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Origin Bancorp, Inc. has a price-to-sales ratio of 2.68x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue