Northwest Bancshares, Inc. cash flow to debt ratio of 34.38% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Northwest Bancshares, Inc.'s free cash flow has increased 13.10% from $125.36M last year to $141.78M, signaling increasing performance

Northwest Bancshares, Inc.'s debt to equity ratio is 0.44, which means that the company's assets are healthy financed, signaling financial stability.

Northwest Bancshares, Inc.'s debt has increased relative to shareholder equity from 0.28 last year to 0.44 today, signaling weakened financials

Northwest Bancshares, Inc. has a net cash position, so leverage is healthy.

Northwest Bancshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Northwest Bancshares, Inc.'s profit margin has increased (36.36%) in the last year from 13.30% to 18.13%, signaling increasing performance

Northwest Bancshares, Inc.'s short-term liabilities of $13.94B exceed its short-term assets of $1.88B, signaling financial risk

Northwest Bancshares, Inc.'s return on assets of 0.89% is lower than the 5.00% threshold, indicating inefficient asset utilization

Northwest Bancshares, Inc.'s return on equity of 8.07%, is lower than 15.00%, indicating bad performance

Northwest Bancshares, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Northwest Bancshares, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Northwest Bancshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Northwest Bancshares, Inc. has a free cash flow yield of 6.25%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Northwest Bancshares, Inc.'s yearly earnings has increased 25.66% since last year from $100.28M to $126.01M, signaling increasing performance

Northwest Bancshares, Inc.'s yearly revenue has increased 16.30% since last year from $754.09M to $876.99M, signaling increasing performance

ROIC 0.58% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Northwest Bancshares, Inc.'s 3-year revenue CAGR of 16.28% is positive, indicating growing revenue over the past 3 years

Northwest Bancshares, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Northwest Bancshares, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Northwest Bancshares, Inc. is overvalued relative to its fair value price of 10.94 based on Discounted Cash Flow model

Northwest Bancshares, Inc. has an earnings yield of 6.71%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Northwest Bancshares, Inc. is overvalued relative to its fair value price of 6.44 based on EBITDA multiple model

Northwest Bancshares, Inc. has an EV/EBITDA ratio of 5.42x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Northwest Bancshares, Inc. is undervalued relative to its fair value price of 28.19 based on Earnings Fair Value model

Northwest Bancshares, Inc. has a PEG-ratio over 1 which is considered overvalued

Northwest Bancshares, Inc. has a price-to-book ratio of 1.19x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Northwest Bancshares, Inc. has a price-to-sales ratio of 2.70x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue