Northrim BanCorp, Inc. cash flow to debt ratio of 158.93% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Northrim BanCorp, Inc.'s free cash flow has increased -1.53K% from $-9.35M last year to $133.87M, signaling increasing performance

Northrim BanCorp, Inc.'s debt to equity ratio is 0.27, which means that the company's assets are healthy financed, signaling financial stability.

Northrim BanCorp, Inc.'s debt has increased relative to shareholder equity from 0.15 last year to 0.27 today, signaling weakened financials

Northrim BanCorp, Inc. has a net cash position, so leverage is healthy.

Northrim BanCorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Northrim BanCorp, Inc.'s profit margin has increased (45.87%) in the last year from 18.87% to 27.52%, signaling increasing performance

Northrim BanCorp, Inc.'s short-term liabilities of $2.81B exceed its short-term assets of $359.09M, signaling financial risk

Northrim BanCorp, Inc.'s return on assets of 2.01% is lower than the 5.00% threshold, indicating inefficient asset utilization

Northrim BanCorp, Inc.'s return on equity of 20.68%, is higher than 15.00%, indicating good performance

Northrim BanCorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Northrim BanCorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Northrim BanCorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Northrim BanCorp, Inc. has a free cash flow yield of 22.78%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Northrim BanCorp, Inc.'s yearly earnings has increased 74.75% since last year from $36.97M to $64.61M, signaling increasing performance

Northrim BanCorp, Inc.'s yearly revenue has increased 23.77% since last year from $195.96M to $242.53M, signaling increasing performance

ROIC 2.14% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Northrim BanCorp, Inc.'s 3-year revenue CAGR of 21.74% is positive, indicating growing revenue over the past 3 years

Northrim BanCorp, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Northrim BanCorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Northrim BanCorp, Inc. has insufficient data to evaluate this check.

Northrim BanCorp, Inc. has an earnings yield of 11.68%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Northrim BanCorp, Inc. is overvalued relative to its fair value price of 25.50 based on EBITDA multiple model

Northrim BanCorp, Inc. has an EV/EBITDA ratio of 3.73x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Northrim BanCorp, Inc. is undervalued relative to its fair value price of 59.42 based on Earnings Fair Value model

Northrim BanCorp, Inc. has a PEG-ratio under 1 which is considered undervalued

Northrim BanCorp, Inc. has a price-to-book ratio of 1.69x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Northrim BanCorp, Inc. has a price-to-sales ratio of 2.36x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue