NASDAQ
NRDS
Last Price
US $10
KEY FIGURES
MKT CAP
$0.7B
EPS
TTM
$1.00
EPS Growth (1Y)
64.10%
PEG
TTM
0.19x
P/E
TTM
10.02x
P/S
TTM
0.76x
YIELD
-
GROWTH (5Y CAGR)
Revenue
27.81%
EBITDA
Cash Flow (DCF)
Fair Value
Market $10
—
Default assumptions
EBITDA Multiple
Fair Value
Market $10
22.60%
Default assumptions
Valuation
Financial
Performance
Cash flow to debt coverage
NerdWallet, Inc. carries no debt; cash flow comfortably covers obligations.
Free cash flow growth
NerdWallet, Inc.'s free cash flow has increased 83.01% from $71.20M last year to $130.30M, signaling increasing performance
Debt-to-equity ratio
NerdWallet, Inc.'s debt to equity ratio is 0.04, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
NerdWallet, Inc.'s debt has increased relative to shareholder equity from 0.02 last year to 0.04 today, signaling weakened financials
Net debt to EBITDA
NerdWallet, Inc. has a net cash position, so leverage is healthy.
Interest coverage
NerdWallet, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
NerdWallet, Inc.'s profit margin has increased (70.95%) in the last year from 4.42% to 7.56%, signaling increasing performance
Current ratio
NerdWallet, Inc.'s short-term assets of $244.70M exceed its short-term liabilities of $70.90M
Return on assets
NerdWallet, Inc.'s return on assets of 15.55% is higher than the 5.00% threshold, indicating efficient asset utilization
Return on equity
NerdWallet, Inc.'s return on equity of 18.07%, is higher than 15.00%, indicating good performance
Earnings quality
NerdWallet, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
NerdWallet, Inc. has insufficient public price history to evaluate earnings stability.
Positive free cash flow
NerdWallet, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
NerdWallet, Inc. has a free cash flow yield of 18.26%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
NerdWallet, Inc.'s yearly earnings has increased 60.20% since last year from $30.40M to $48.70M, signaling increasing performance
Revenue growth
NerdWallet, Inc.'s yearly revenue has increased 21.67% since last year from $687.60M to $836.60M, signaling increasing performance
Return on invested capital
ROIC 18.38% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
3-year revenue CAGR
NerdWallet, Inc.'s 3-year revenue CAGR of 15.79% is positive, indicating growing revenue over the past 3 years
Revenue consistency
NerdWallet, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance
Return on equity consistency
NerdWallet, Inc. has insufficient public price history to evaluate ROE consistency.
Cash Flow Valuation (DCF)
NerdWallet, Inc. has insufficient data to evaluate this check.
Earnings yield (TTM)
NerdWallet, Inc. has an earnings yield of 10.19%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
NerdWallet, Inc. is undervalued relative to its fair value price of 12.26 based on EBITDA multiple model
EV/EBITDA (FY)
NerdWallet, Inc. has an EV/EBITDA ratio of 5.30x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
NerdWallet, Inc. has a PEG-ratio under 1 which is considered undervalued
Price-to-book ratio (FY)
NerdWallet, Inc. has a price-to-book ratio of 1.96x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
NerdWallet, Inc. has a price-to-sales ratio of 0.74x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
18.07%
Return on equity
ROIC: 18.76%
Valuation History
11.0X
Price to Earnings
EV/EBITDA: 4.8X
Cash flow
Profit margin
46.65%
Cash flow
-
EARNINGS FV (GRAHAM)
Fair Value
Market $10
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Default assumptions
Base valuations use default assumptions. Customize in the Valuator.