Neptune Insurance Holdings Inc. cash flow to debt ratio of 21.53% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Neptune Insurance Holdings Inc.'s free cash flow has increased 3.20% from $46.21M last year to $47.69M, signaling increasing performance

Neptune Insurance Holdings Inc.'s debt to equity ratio is -1.08, signaling that the company spent its equity and risk bankruptcy.

Neptune Insurance Holdings Inc.'s debt to equity ratio is -1.08, signaling that the company spent its equity and risk bankruptcy.

Neptune Insurance Holdings Inc. has a net debt to EBITDA ratio of 3.07x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Neptune Insurance Holdings Inc.'s interest coverage ratio of 4.34 indicates that earnings with good margin can cover interest payments on company debt

Neptune Insurance Holdings Inc.'s profit margin has decreased (2.14%) in the last year from 29.00% to 28.38%, signaling decreasing performance

Neptune Insurance Holdings Inc.'s short-term liabilities of $52.79M exceed its short-term assets of $52.46M, signaling financial risk

Neptune Insurance Holdings Inc.'s return on assets of 38.15% is higher than the 5.00% threshold, indicating efficient asset utilization

Neptune Insurance Holdings Inc.'s return on equity of -16.92%, is lower than 15.00%, indicating bad performance

Neptune Insurance Holdings Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Neptune Insurance Holdings Inc. has insufficient public price history to evaluate earnings stability.

Neptune Insurance Holdings Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Neptune Insurance Holdings Inc. has a free cash flow yield of 1.63%, which is below the 2.00% threshold, indicating limited cash return relative to market value

Neptune Insurance Holdings Inc.'s yearly earnings has increased 8.16% since last year from $34.59M to $37.41M, signaling increasing performance

Neptune Insurance Holdings Inc.'s yearly revenue has increased 33.74% since last year from $119.30M to $159.55M, signaling increasing performance

ROIC 49.08% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Neptune Insurance Holdings Inc. has insufficient revenue history to calculate 3-year revenue CAGR.

Neptune Insurance Holdings Inc. has insufficient public price history to evaluate revenue consistency.

Neptune Insurance Holdings Inc. has insufficient public price history to evaluate ROE consistency.

Neptune Insurance Holdings Inc. has insufficient data to evaluate this check.

Neptune Insurance Holdings Inc. has an earnings yield of 0.91%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Neptune Insurance Holdings Inc. is overvalued relative to its fair value price of 3.14 based on EBITDA multiple model

Neptune Insurance Holdings Inc. has an EV/EBITDA ratio of 41.75x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Neptune Insurance Holdings Inc. has insufficient data to evaluate this check.

Neptune Insurance Holdings Inc. has insufficient diluted EPS history to calculate the PEG ratio.

Neptune Insurance Holdings Inc. has negative shareholder equity; price-to-book is not meaningful and the check fails

Neptune Insurance Holdings Inc. has a price-to-sales ratio of 31.25x, which exceeds the 8.00x threshold, indicating the stock may be overvalued relative to its revenue