NLI Holdings, Inc. cash flow to debt ratio of -7.28K% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

NLI Holdings, Inc.'s free cash flow has decreased 266.31% from $24.14M last year to $-40.15M, signaling decreasing performance

NLI Holdings, Inc.'s debt to equity ratio is 0.00, which means that the company's assets are healthy financed, signaling financial stability.

NLI Holdings, Inc.'s debt has decreased relative to shareholder equity from 0.00 last year to 0.00 today, signaling strengthened financials

NLI Holdings, Inc. has a net cash position, so leverage is healthy.

NLI Holdings, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

NLI Holdings, Inc.'s profit margin has decreased (134.27%) in the last year from 46.07% to -15.79%, signaling decreasing performance

NLI Holdings, Inc.'s short-term assets of $159.90M exceed its short-term liabilities of $20.58M

NLI Holdings, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

NLI Holdings, Inc.'s return on equity of -7.02%, is lower than 15.00%, indicating bad performance

NLI Holdings, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

NLI Holdings, Inc. had positive net income in 3 out of 5 years, indicating stable and consistent earnings

NLI Holdings, Inc. has negative free cash flow, indicating the company is burning cash rather than generating it

NLI Holdings, Inc. has negative free cash flow, indicating cash burn

NLI Holdings, Inc.'s yearly earnings has decreased 156.27% since last year from $67.23M to $-37.83M, signaling decreasing performance

NLI Holdings, Inc.'s yearly revenue has increased 8.46% since last year from $145.94M to $158.28M, signaling increasing performance

ROIC 2.08% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

NLI Holdings, Inc.'s 3-year revenue CAGR of -1.68% is negative, indicating declining revenue over the past 3 years

NLI Holdings, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

NLI Holdings, Inc. had positive ROE in 3 out of 5 years, indicating consistent and reliable returns on equity

NLI Holdings, Inc. has insufficient data to evaluate this check.

NLI Holdings, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

NLI Holdings, Inc. is overvalued relative to its fair value price of 4.79 based on EBITDA multiple model

NLI Holdings, Inc. has negative or missing EBITDA, making EV/EBITDA ratio unreliable

NLI Holdings, Inc. is overvalued relative to its fair value price of 4.66 based on Earnings Fair Value model

NLI Holdings, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

NLI Holdings, Inc. has a price-to-book ratio of 0.81x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

NLI Holdings, Inc. has a price-to-sales ratio of 1.90x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue