NASDAQ
NECB
Last Price
US $26.63
KEY FIGURES
MKT CAP
$367.9M
EPS
TTM$3.23
EPS Growth (1Y)
-7.67%
PEG
TTM0.24x
P/E
TTM8.25x
P/S
TTM2.30x
YIELD
3.9%
Valuation
Financial
Performance
Cash flow to debt coverage
Northeast Community Bancorp, Inc. cash flow to debt ratio of 69.90% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Free cash flow growth
Northeast Community Bancorp, Inc.'s free cash flow has increased 5.55% from $48.17M last year to $50.84M, signaling increasing performance
Debt-to-equity ratio
Northeast Community Bancorp, Inc.'s debt to equity ratio is 0.54, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Northeast Community Bancorp, Inc.'s debt has increased relative to shareholder equity from 0.01 last year to 0.54 today, signaling weakened financials
Net debt to EBITDA
Northeast Community Bancorp, Inc. has a net cash position, so leverage is healthy.
Interest coverage
Northeast Community Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Northeast Community Bancorp, Inc.'s profit margin was 29.45% last year and is 27.87% this year, signaling decreasing performance
Current ratio
Northeast Community Bancorp, Inc.'s short-term liabilities of $1.63B exceed its short-term assets of $93.43M, signaling financial risk
Return on assets
Northeast Community Bancorp, Inc.'s return on assets of 2.01% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Northeast Community Bancorp, Inc.'s return on equity of 12.00%, is lower than 15.00%, indicating bad performance
Earnings quality
Northeast Community Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Northeast Community Bancorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Northeast Community Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Northeast Community Bancorp, Inc. has a free cash flow yield of 13.75%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Northeast Community Bancorp, Inc.'s yearly earnings has decreased 5.65% since last year from $47.07M to $44.41M, signaling decreasing performance
Revenue growth
Northeast Community Bancorp, Inc.'s yearly revenue has decreased 1.55% since last year from $159.84M to $157.37M, signaling decreasing performance
Return on invested capital
ROIC 7.57% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
3-year revenue CAGR
Northeast Community Bancorp, Inc.'s 3-year revenue CAGR of 28.84% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Northeast Community Bancorp, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Northeast Community Bancorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Base Cash Flow Valuation (DCF)
Northeast Community Bancorp, Inc. is undervalued relative to its fair value price of 66.52 based on Base Cash Flow Valuation (DCF) model
Earnings yield (TTM)
Northeast Community Bancorp, Inc. has an earnings yield of 12.06%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Base EBITDA Valuation
Northeast Community Bancorp, Inc. is undervalued relative to its fair value price of 32.95 based on Base EBITDA Valuation model
EV/EBITDA (FY)
Northeast Community Bancorp, Inc. has an EV/EBITDA ratio of 5.74x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Northeast Community Bancorp, Inc. has a PEG-ratio under 1 which is considered undervalued
Price-to-book ratio (FY)
Northeast Community Bancorp, Inc. has a price-to-book ratio of 0.97x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Northeast Community Bancorp, Inc. has a price-to-sales ratio of 2.31x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
12%
Return on equity
ROIC: 7.57%
Valuation History
8.3X
Price to Earnings
EV/EBITDA: 9.1X
Cash flow
Profit margin
GROWTH (5Y CAGR)
Revenue
25.01%
EBITDA
30.63%
Cash flow
28.70%
Base Cash Flow Valuation (DCF)
Fair Value
Market $26.63
149.79%
Default assumptions
Base EBITDA Valuation
Fair Value
Market $26.63
23.73%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.