Northeast Community Bancorp, Inc. cash flow to debt ratio of 69.90% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Northeast Community Bancorp, Inc.'s free cash flow has increased 5.55% from $48.17M last year to $50.84M, signaling increasing performance

Northeast Community Bancorp, Inc.'s debt to equity ratio is 0.54, which means that the company's assets are healthy financed, signaling financial stability.

Northeast Community Bancorp, Inc.'s debt has increased relative to shareholder equity from 0.01 last year to 0.54 today, signaling weakened financials

Northeast Community Bancorp, Inc. has a net cash position, so leverage is healthy.

Northeast Community Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Northeast Community Bancorp, Inc.'s profit margin has decreased (5.36%) in the last year from 29.45% to 27.87%, signaling decreasing performance

Northeast Community Bancorp, Inc.'s short-term liabilities of $1.63B exceed its short-term assets of $93.43M, signaling financial risk

Northeast Community Bancorp, Inc.'s return on assets of 2.01% is lower than the 5.00% threshold, indicating inefficient asset utilization

Northeast Community Bancorp, Inc.'s return on equity of 12.00%, is lower than 15.00%, indicating bad performance

Northeast Community Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Northeast Community Bancorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Northeast Community Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Northeast Community Bancorp, Inc. has a free cash flow yield of 13.94%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Northeast Community Bancorp, Inc.'s yearly earnings has decreased 5.65% since last year from $47.07M to $44.41M, signaling decreasing performance

Northeast Community Bancorp, Inc.'s yearly revenue has decreased 1.55% since last year from $159.84M to $157.37M, signaling decreasing performance

ROIC 2.01% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Northeast Community Bancorp, Inc.'s 3-year revenue CAGR of 28.84% is positive, indicating growing revenue over the past 3 years

Northeast Community Bancorp, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Northeast Community Bancorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Northeast Community Bancorp, Inc. is undervalued relative to its fair value price of 60.21 based on Discounted Cash Flow model

Northeast Community Bancorp, Inc. has an earnings yield of 12.23%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Northeast Community Bancorp, Inc. is undervalued relative to its fair value price of 27.07 based on EBITDA multiple model

Northeast Community Bancorp, Inc. has an EV/EBITDA ratio of 5.65x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Northeast Community Bancorp, Inc. is undervalued relative to its fair value price of 83.13 based on Earnings Fair Value model

Northeast Community Bancorp, Inc. has a PEG-ratio under 1 which is considered undervalued

Northeast Community Bancorp, Inc. has a price-to-book ratio of 0.96x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Northeast Community Bancorp, Inc. has a price-to-sales ratio of 2.28x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue