NB Bancorp, Inc. Common Stock cash flow to debt ratio of 30.98% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

NB Bancorp, Inc. Common Stock's free cash flow has increased 39.09% from $41.25M last year to $57.38M, signaling increasing performance

NB Bancorp, Inc. Common Stock's debt to equity ratio is 0.22, which means that the company's assets are healthy financed, signaling financial stability.

NB Bancorp, Inc. Common Stock's debt has increased relative to shareholder equity from 0.16 last year to 0.22 today, signaling weakened financials

NB Bancorp, Inc. Common Stock has a net cash position, so leverage is healthy.

NB Bancorp, Inc. Common Stock earns at least as much interest as it pays. Interest obligations are fully covered.

NB Bancorp, Inc. Common Stock's profit margin has increased (12.33%) in the last year from 13.86% to 15.57%, signaling increasing performance

NB Bancorp, Inc. Common Stock's short-term assets of $6.61B exceed its short-term liabilities of $21.52M

NB Bancorp, Inc. Common Stock's return on assets of 0.79% is lower than the 5.00% threshold, indicating inefficient asset utilization

NB Bancorp, Inc. Common Stock's return on equity of 7.21%, is lower than 15.00%, indicating bad performance

NB Bancorp, Inc. Common Stock's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

NB Bancorp, Inc. Common Stock has insufficient public price history to evaluate earnings stability.

NB Bancorp, Inc. Common Stock has positive free cash flow, indicating the company generates cash after capital expenditures

NB Bancorp, Inc. Common Stock has a free cash flow yield of 6.12%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

NB Bancorp, Inc. Common Stock's yearly earnings has increased 19.35% since last year from $42.15M to $50.30M, signaling increasing performance

NB Bancorp, Inc. Common Stock's yearly revenue has increased 4.33% since last year from $304.05M to $317.21M, signaling increasing performance

ROIC 5.27% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

NB Bancorp, Inc. Common Stock's 3-year revenue CAGR of 35.02% is positive, indicating growing revenue over the past 3 years

NB Bancorp, Inc. Common Stock has insufficient public price history to evaluate revenue consistency.

NB Bancorp, Inc. Common Stock has insufficient public price history to evaluate ROE consistency.

NB Bancorp, Inc. Common Stock has insufficient data to evaluate this check.

NB Bancorp, Inc. Common Stock has an earnings yield of 6.40%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

NB Bancorp, Inc. Common Stock is overvalued relative to its fair value price of 16.88 based on EBITDA multiple model

NB Bancorp, Inc. Common Stock has an EV/EBITDA ratio of 7.51x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

NB Bancorp, Inc. Common Stock has insufficient data to evaluate this check.

NB Bancorp, Inc. Common Stock has insufficient diluted EPS history to calculate the PEG ratio.

NB Bancorp, Inc. Common Stock has a price-to-book ratio of 1.10x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

NB Bancorp, Inc. Common Stock has a price-to-sales ratio of 2.43x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue