Navient Corporation cash flow to debt ratio of 0.96% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Navient Corporation's free cash flow has decreased 3.92% from $459.00M last year to $441.00M, signaling decreasing performance

Navient Corporation's debt to equity ratio is 1.76, which means that the company's assets are unhealthy financed, signaling financial risk.

Navient Corporation's debt has decreased relative to shareholder equity from 18.43 last year to 1.76 today, signaling strengthened financials

Navient Corporation has a net debt to EBITDA ratio of 17.62x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Navient Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

Navient Corporation's profit margin has decreased (153.90%) in the last year from 3.09% to -1.67%, signaling decreasing performance

Navient Corporation's short-term liabilities of $5.07B exceed its short-term assets of $3.77B, signaling financial risk

Navient Corporation's return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Navient Corporation's return on equity of -2.04%, is lower than 15.00%, indicating bad performance

Navient Corporation's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Navient Corporation had positive net income in 4 out of 5 years, indicating stable and consistent earnings

Navient Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Navient Corporation has a free cash flow yield of 55.40%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Navient Corporation's yearly earnings has decreased 161.07% since last year from $131.00M to $-80.00M, signaling decreasing performance

Navient Corporation's yearly revenue has decreased 23.74% since last year from $4.23B to $3.23B, signaling decreasing performance

ROIC 39.33% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Navient Corporation's 3-year revenue CAGR of -5.60% is negative, indicating declining revenue over the past 3 years

Navient Corporation had revenue growth in only 2 out of 5 years, indicating inconsistent revenue performance

Navient Corporation had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

Navient Corporation has insufficient data to evaluate this check.

Navient Corporation has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Navient Corporation is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Navient Corporation has an EV/EBITDA ratio of 17.95x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Navient Corporation is undervalued relative to its fair value price of 45.75 based on Earnings Fair Value model

Navient Corporation has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Navient Corporation has a price-to-book ratio of 0.34x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Navient Corporation has a price-to-sales ratio of 0.27x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue