Marqeta, Inc. cash flow to debt ratio of 745.53% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Marqeta, Inc.'s free cash flow has increased 188.40% from $55.75M last year to $160.79M, signaling increasing performance

Marqeta, Inc.'s debt to equity ratio is 0.01, which means that the company's assets are healthy financed, signaling financial stability.

Marqeta, Inc.'s debt has decreased relative to shareholder equity from 0.01 last year to 0.01 today, signaling strengthened financials

Marqeta, Inc. has a net cash position, so leverage is healthy.

Interest expense is not separately reported in Marqeta, Inc.'s latest filing, so interest coverage cannot be calculated.

Marqeta, Inc.'s profit margin has decreased (71.51%) in the last year from 5.38% to 1.53%, signaling decreasing performance

Marqeta, Inc.'s short-term assets of $1.24B exceed its short-term liabilities of $749.06M

Marqeta, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Marqeta, Inc.'s return on equity of 1.77%, is lower than 15.00%, indicating bad performance

Marqeta, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Marqeta, Inc. had positive net income in only 1 out of 5 years, indicating unstable earnings

Marqeta, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Marqeta, Inc. has a free cash flow yield of 10.54%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Marqeta, Inc.'s yearly earnings has decreased 151.03% since last year from $27.29M to $-13.93M, signaling decreasing performance

Marqeta, Inc.'s yearly revenue has increased 23.25% since last year from $507.00M to $624.88M, signaling increasing performance

ROIC -1.44K% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Marqeta, Inc.'s 3-year revenue CAGR of -5.83% is negative, indicating declining revenue over the past 3 years

Marqeta, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Marqeta, Inc. had positive ROE in only 1 out of 5 years, indicating inconsistent returns on equity

Marqeta, Inc. is overvalued relative to its fair value price of 8.67 based on Discounted Cash Flow model

Marqeta, Inc. has an earnings yield of 0.63%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Marqeta, Inc. is overvalued relative to its fair value price of 2.41 based on EBITDA multiple model

Marqeta, Inc. has an EV/EBITDA ratio of 33.83x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Marqeta, Inc. has insufficient data to evaluate this check.

Marqeta, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Marqeta, Inc. has negative shareholder equity; price-to-book is not meaningful and the check fails

Marqeta, Inc. has a price-to-sales ratio of 2.43x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue