Mid Penn Bancorp, Inc. cash flow to debt ratio of 134.79% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Mid Penn Bancorp, Inc.'s free cash flow has increased 61.45% from $44.47M last year to $71.80M, signaling increasing performance

Mid Penn Bancorp, Inc.'s debt to equity ratio is 0.17, which means that the company's assets are healthy financed, signaling financial stability.

Mid Penn Bancorp, Inc.'s debt has increased relative to shareholder equity from 0.12 last year to 0.17 today, signaling weakened financials

Mid Penn Bancorp, Inc. has a net debt to EBITDA ratio of 0.09x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Mid Penn Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Mid Penn Bancorp, Inc.'s profit margin has increased (13.92%) in the last year from 16.12% to 18.36%, signaling increasing performance

Mid Penn Bancorp, Inc.'s short-term liabilities of $5.25B exceed its short-term assets of $81.78M, signaling financial risk

Mid Penn Bancorp, Inc.'s return on assets of 0.96% is lower than the 5.00% threshold, indicating inefficient asset utilization

Mid Penn Bancorp, Inc.'s return on equity of 8.02%, is lower than 15.00%, indicating bad performance

Mid Penn Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Mid Penn Bancorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Mid Penn Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Mid Penn Bancorp, Inc. has a free cash flow yield of 7.59%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Mid Penn Bancorp, Inc.'s yearly earnings has increased 13.78% since last year from $49.44M to $56.25M, signaling increasing performance

Mid Penn Bancorp, Inc.'s yearly revenue has increased 96.99% since last year from $177.65M to $349.95M, signaling increasing performance

ROIC 6.55% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Mid Penn Bancorp, Inc.'s 3-year revenue CAGR of 20.41% is positive, indicating growing revenue over the past 3 years

Mid Penn Bancorp, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Mid Penn Bancorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Mid Penn Bancorp, Inc. is undervalued relative to its fair value price of 45.38 based on Discounted Cash Flow model

Mid Penn Bancorp, Inc. has an earnings yield of 7.88%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Mid Penn Bancorp, Inc. is overvalued relative to its fair value price of 20.93 based on EBITDA multiple model

Mid Penn Bancorp, Inc. has an EV/EBITDA ratio of 12.32x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Mid Penn Bancorp, Inc. is undervalued relative to its fair value price of 62.32 based on Earnings Fair Value model

Mid Penn Bancorp, Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

Mid Penn Bancorp, Inc. has a price-to-book ratio of 0.96x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Mid Penn Bancorp, Inc. has a price-to-sales ratio of 2.33x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue