MFA Financial, Inc. cash flow to debt ratio of 0.69% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

MFA Financial, Inc.'s free cash flow has decreased 61.90% from $200.12M last year to $76.25M, signaling decreasing performance

MFA Financial, Inc.'s debt to equity ratio is 6.56, which means that the company's assets are unhealthy financed, signaling financial risk.

MFA Financial, Inc.'s debt has increased relative to shareholder equity from 4.99 last year to 6.56 today, signaling weakened financials

MFA Financial, Inc. has a net debt to EBITDA ratio of 15.62x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

MFA Financial, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

MFA Financial, Inc.'s profit margin has decreased (53.78%) in the last year from 42.65% to 19.71%, signaling decreasing performance

MFA Financial, Inc.'s short-term assets of $506.66M exceed its short-term liabilities of $232.69M

MFA Financial, Inc.'s return on assets of 1.09% is lower than the 5.00% threshold, indicating inefficient asset utilization

MFA Financial, Inc.'s return on equity of 8.23%, is lower than 15.00%, indicating bad performance

MFA Financial, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

MFA Financial, Inc. had positive net income in 4 out of 5 years, indicating stable and consistent earnings

MFA Financial, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

MFA Financial, Inc. has a free cash flow yield of 8.22%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

MFA Financial, Inc.'s yearly earnings has increased 48.24% since last year from $119.25M to $176.78M, signaling increasing performance

MFA Financial, Inc.'s yearly revenue has increased 246.14% since last year from $252.85M to $875.24M, signaling increasing performance

ROIC 5.13% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

MFA Financial, Inc. has insufficient revenue history to calculate 3-year revenue CAGR.

MFA Financial, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

MFA Financial, Inc. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

MFA Financial, Inc. has insufficient data to evaluate this check.

MFA Financial, Inc. has an earnings yield of 15.73%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

MFA Financial, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

MFA Financial, Inc. has an EV/EBITDA ratio of 16.97x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

MFA Financial, Inc. has insufficient data to evaluate this check.

MFA Financial, Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

MFA Financial, Inc. has a price-to-book ratio of 0.53x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

MFA Financial, Inc. has a price-to-sales ratio of 1.25x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue