Metropolitan Bank Holding Corp. cash flow to debt ratio of 808.02% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Metropolitan Bank Holding Corp.'s free cash flow has decreased 43.48% from $145.83M last year to $82.42M, signaling decreasing performance

Metropolitan Bank Holding Corp.'s debt to equity ratio is 0.04, which means that the company's assets are healthy financed, signaling financial stability.

Metropolitan Bank Holding Corp.'s debt has decreased relative to shareholder equity from 0.63 last year to 0.04 today, signaling strengthened financials

Metropolitan Bank Holding Corp. has a net cash position, so leverage is healthy.

Metropolitan Bank Holding Corp. earns at least as much interest as it pays. Interest obligations are fully covered.

Metropolitan Bank Holding Corp.'s profit margin has increased (52.40%) in the last year from 13.55% to 20.65%, signaling increasing performance

Metropolitan Bank Holding Corp.'s short-term liabilities of $7.38B exceed its short-term assets of $944.64M, signaling financial risk

Metropolitan Bank Holding Corp.'s return on assets of 0.98% is lower than the 5.00% threshold, indicating inefficient asset utilization

Metropolitan Bank Holding Corp.'s return on equity of 10.22%, is lower than 15.00%, indicating bad performance

Metropolitan Bank Holding Corp.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Metropolitan Bank Holding Corp. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Metropolitan Bank Holding Corp. has positive free cash flow, indicating the company generates cash after capital expenditures

Metropolitan Bank Holding Corp. has a free cash flow yield of 7.19%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Metropolitan Bank Holding Corp.'s yearly earnings has increased 6.62% since last year from $66.69M to $71.10M, signaling increasing performance

Metropolitan Bank Holding Corp.'s yearly revenue has increased 7.10% since last year from $492.21M to $527.15M, signaling increasing performance

ROIC 3.19% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Metropolitan Bank Holding Corp.'s 3-year revenue CAGR of 22.42% is positive, indicating growing revenue over the past 3 years

Metropolitan Bank Holding Corp. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Metropolitan Bank Holding Corp. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Metropolitan Bank Holding Corp. is undervalued relative to its fair value price of 125.38 based on Discounted Cash Flow model

Metropolitan Bank Holding Corp. has an earnings yield of 8.21%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Metropolitan Bank Holding Corp. is undervalued relative to its fair value price of 101.15 based on EBITDA multiple model

Metropolitan Bank Holding Corp. has an EV/EBITDA ratio of 2.35x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Metropolitan Bank Holding Corp. is undervalued relative to its fair value price of 218.95 based on Earnings Fair Value model

Metropolitan Bank Holding Corp. has a PEG-ratio over 1 which is considered overvalued

Metropolitan Bank Holding Corp. has a price-to-book ratio of 1.09x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Metropolitan Bank Holding Corp. has a price-to-sales ratio of 2.51x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue