Marathon Bancorp, Inc. cash flow to debt ratio of 9.66% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Marathon Bancorp, Inc.'s free cash flow has increased -168.68% from $-1.85M last year to $1.27M, signaling increasing performance

Marathon Bancorp, Inc.'s debt to equity ratio is 0.50, which means that the company's assets are healthy financed, signaling financial stability.

Marathon Bancorp, Inc.'s debt has increased relative to shareholder equity from 0.42 last year to 0.50 today, signaling weakened financials

Marathon Bancorp, Inc. has a net debt to EBITDA ratio of 34.83x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Marathon Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Marathon Bancorp, Inc.'s profit margin has increased (-589.94%) in the last year from -1.84% to 9.02%, signaling increasing performance

Marathon Bancorp, Inc.'s short-term liabilities of $175.24M exceed its short-term assets of $5.01M, signaling financial risk

Marathon Bancorp, Inc.'s return on assets of 0.44% is lower than the 5.00% threshold, indicating inefficient asset utilization

Marathon Bancorp, Inc.'s return on equity of 2.36%, is lower than 15.00%, indicating bad performance

Marathon Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Marathon Bancorp, Inc. had positive net income in 4 out of 5 years, indicating stable and consistent earnings

Marathon Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Marathon Bancorp, Inc. has a free cash flow yield of 2.88%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Marathon Bancorp, Inc.'s yearly earnings has increased -122.70% since last year from $-186.99K to $42.45K, signaling increasing performance

Marathon Bancorp, Inc.'s yearly revenue has increased 93.94K% since last year from $10.16M to $9.55B, signaling increasing performance

ROIC 1.47% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Marathon Bancorp, Inc.'s 3-year revenue CAGR of 7.91% is positive, indicating growing revenue over the past 3 years

Marathon Bancorp, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Marathon Bancorp, Inc. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

Marathon Bancorp, Inc. is overvalued relative to its fair value price of 3.41 based on Discounted Cash Flow model

Marathon Bancorp, Inc. has an earnings yield of 2.74%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Marathon Bancorp, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Marathon Bancorp, Inc. has an EV/EBITDA ratio of 179.14x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Marathon Bancorp, Inc. has insufficient data to evaluate this check.

Marathon Bancorp, Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

Marathon Bancorp, Inc. has a price-to-book ratio of 0.85x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Marathon Bancorp, Inc. has a price-to-sales ratio of 3.29x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue