Lument Finance Trust, Inc. cash flow to debt ratio of 1.02% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Lument Finance Trust, Inc.'s free cash flow has decreased 68.39% from $27.13M last year to $8.58M, signaling decreasing performance

Lument Finance Trust, Inc.'s debt to equity ratio is 4.53, which means that the company's assets are unhealthy financed, signaling financial risk.

Lument Finance Trust, Inc.'s debt has increased relative to shareholder equity from 3.68 last year to 4.53 today, signaling weakened financials

Lument Finance Trust, Inc. has a net debt to EBITDA ratio of 18.58x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Lument Finance Trust, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Lument Finance Trust, Inc.'s profit margin has decreased (104.14%) in the last year from 64.97% to -2.69%, signaling decreasing performance

Lument Finance Trust, Inc.'s short-term liabilities of $181.60M exceed its short-term assets of $28.54M, signaling financial risk

Lument Finance Trust, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Lument Finance Trust, Inc.'s return on equity of -0.90%, is lower than 15.00%, indicating bad performance

Lument Finance Trust, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Lument Finance Trust, Inc. had positive net income in 4 out of 5 years, indicating stable and consistent earnings

Lument Finance Trust, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Lument Finance Trust, Inc. has a free cash flow yield of 23.86%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Lument Finance Trust, Inc.'s yearly earnings has decreased 112.12% since last year from $22.65M to $-2.75M, signaling decreasing performance

Lument Finance Trust, Inc.'s yearly revenue has decreased 100.00% since last year from $34.86M to $0.00, signaling decreasing performance

ROIC 2.43% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Lument Finance Trust, Inc.'s 3-year revenue CAGR of 58.13% is positive, indicating growing revenue over the past 3 years

Lument Finance Trust, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Lument Finance Trust, Inc. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

Lument Finance Trust, Inc. has insufficient data to evaluate this check.

Lument Finance Trust, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Lument Finance Trust, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Lument Finance Trust, Inc. has an EV/EBITDA ratio of 19.27x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Lument Finance Trust, Inc. is overvalued relative to its fair value price of 0.00 based on Earnings Fair Value model

Lument Finance Trust, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Lument Finance Trust, Inc. has a price-to-book ratio of 0.17x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Lument Finance Trust, Inc. has a price-to-sales ratio of 0.48x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue