loanDepot, Inc. cash flow to debt ratio of -14.04% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

loanDepot, Inc.'s free cash flow has increased -17.63% from $-891.81M last year to $-734.61M, signaling increasing performance

loanDepot, Inc.'s debt to equity ratio is 22.93, which means that the company's assets are unhealthy financed, signaling financial risk.

loanDepot, Inc.'s debt has increased relative to shareholder equity from 19.91 last year to 22.93 today, signaling weakened financials

loanDepot, Inc. has a net debt to EBITDA ratio of 20.49x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

loanDepot, Inc.'s interest coverage ratio is 0.43, which means that the company struggles to meet interest obligations, signaling financial risk.

loanDepot, Inc.'s profit margin has increased (-46.09%) in the last year from -8.80% to -4.75%, signaling increasing performance

loanDepot, Inc.'s short-term liabilities of $2.90B exceed its short-term assets of $337.23M, signaling financial risk

loanDepot, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

loanDepot, Inc.'s return on equity of -30.86%, is lower than 15.00%, indicating bad performance

loanDepot, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

loanDepot, Inc. had positive net income in only 1 out of 5 years, indicating unstable earnings

loanDepot, Inc. has negative free cash flow, indicating the company is burning cash rather than generating it

loanDepot, Inc. has negative free cash flow, indicating cash burn

loanDepot, Inc.'s yearly earnings has increased -36.29% since last year from $-98.33M to $-62.65M, signaling increasing performance

loanDepot, Inc.'s yearly revenue has increased 13.56% since last year from $1.05B to $1.19B, signaling increasing performance

ROIC 43.21% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

loanDepot, Inc.'s 3-year revenue CAGR of 2.86% is positive, indicating growing revenue over the past 3 years

loanDepot, Inc. had revenue growth in only 2 out of 5 years, indicating inconsistent revenue performance

loanDepot, Inc. had positive ROE in only 1 out of 5 years, indicating inconsistent returns on equity

loanDepot, Inc. has insufficient data to evaluate this check.

loanDepot, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

loanDepot, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

loanDepot, Inc. has an EV/EBITDA ratio of 21.77x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

loanDepot, Inc. has insufficient data to evaluate this check.

loanDepot, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

loanDepot, Inc. has a price-to-book ratio of 0.61x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

loanDepot, Inc. has a price-to-sales ratio of 0.14x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue