LCNB Corp. cash flow to debt ratio of 29.10% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

LCNB Corp.'s free cash flow has decreased 62.61% from $89.44M last year to $33.44M, signaling decreasing performance

LCNB Corp.'s debt to equity ratio is 0.37, which means that the company's assets are healthy financed, signaling financial stability.

LCNB Corp.'s debt has decreased relative to shareholder equity from 0.64 last year to 0.37 today, signaling strengthened financials

LCNB Corp. has a net cash position, so leverage is healthy.

LCNB Corp. earns at least as much interest as it pays. Interest obligations are fully covered.

LCNB Corp.'s profit margin has increased (83.00%) in the last year from 10.76% to 19.69%, signaling increasing performance

LCNB Corp.'s short-term liabilities of $466.09M exceed its short-term assets of $258.59M, signaling financial risk

LCNB Corp.'s return on assets of 1.10% is lower than the 5.00% threshold, indicating inefficient asset utilization

LCNB Corp.'s return on equity of 8.92%, is lower than 15.00%, indicating bad performance

LCNB Corp.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

LCNB Corp. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

LCNB Corp. has positive free cash flow, indicating the company generates cash after capital expenditures

LCNB Corp. has a free cash flow yield of 11.99%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

LCNB Corp.'s yearly earnings has increased 71.36% since last year from $13.49M to $23.12M, signaling increasing performance

LCNB Corp.'s yearly revenue has decreased 18.08% since last year from $125.42M to $102.75M, signaling decreasing performance

ROIC -1.75% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

LCNB Corp.'s 3-year revenue CAGR of 15.78% is positive, indicating growing revenue over the past 3 years

LCNB Corp. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

LCNB Corp. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

LCNB Corp. is undervalued relative to its fair value price of 34.68 based on Discounted Cash Flow model

LCNB Corp. has an earnings yield of 8.85%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

LCNB Corp. is overvalued relative to its fair value price of 6.83 based on EBITDA multiple model

LCNB Corp. has an EV/EBITDA ratio of 5.08x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

LCNB Corp. is undervalued relative to its fair value price of 40.21 based on Earnings Fair Value model

LCNB Corp. has a PEG-ratio over 1 which is considered overvalued

LCNB Corp. has a price-to-book ratio of 0.99x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

LCNB Corp. has a price-to-sales ratio of 2.22x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue