NASDAQ
LARK
Last Price
US $32.25
KEY FIGURES
MKT CAP
$196.6M
EPS
TTM
$3.30
EPS Growth (1Y)
35.84%
PEG
TTM
-
P/E
TTM
9.76x
P/S
TTM
2.49x
YIELD
2.57%
GROWTH (5Y CAGR)
Revenue
7.58%
EBITDA
Cash Flow (DCF)
Fair Value
Market $32.25
67.04%
Default assumptions
EBITDA Multiple
Fair Value
Market $32.25
-24.40%
Default assumptions
Valuation
Financial
Performance
Cash flow to debt coverage
Landmark Bancorp, Inc. cash flow to debt ratio of 64.16% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Free cash flow growth
Landmark Bancorp, Inc.'s free cash flow has increased 76.48% from $11.92M last year to $21.03M, signaling increasing performance
Debt-to-equity ratio
Landmark Bancorp, Inc.'s debt to equity ratio is 0.64, which means that the company's assets are unhealthy financed, signaling financial risk.
Debt-to-equity trend
Landmark Bancorp, Inc.'s debt has decreased relative to shareholder equity from 0.65 last year to 0.64 today, signaling strengthened financials
Net debt to EBITDA
Landmark Bancorp, Inc. has a net cash position, so leverage is healthy.
Interest coverage
Landmark Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Landmark Bancorp, Inc.'s profit margin has increased (74.15%) in the last year from 14.67% to 25.55%, signaling increasing performance
Current ratio
Landmark Bancorp, Inc.'s short-term assets of $369.14M exceed its short-term liabilities of $366.20M
Return on assets
Landmark Bancorp, Inc.'s return on assets of 1.25% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Landmark Bancorp, Inc.'s return on equity of 12.49%, is lower than 15.00%, indicating bad performance
Earnings quality
Landmark Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Landmark Bancorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Landmark Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Landmark Bancorp, Inc. has a free cash flow yield of 10.74%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Landmark Bancorp, Inc.'s yearly earnings has increased 44.39% since last year from $13.00M to $18.77M, signaling increasing performance
Revenue growth
Landmark Bancorp, Inc.'s yearly revenue has increased 8.26% since last year from $88.64M to $95.97M, signaling increasing performance
Return on invested capital
ROIC 2.30% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
Landmark Bancorp, Inc.'s 3-year revenue CAGR of 19.02% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Landmark Bancorp, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Landmark Bancorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Landmark Bancorp, Inc. is undervalued relative to its fair value price of 53.87 based on Discounted Cash Flow model
Earnings yield (TTM)
Landmark Bancorp, Inc. has an earnings yield of 10.29%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Landmark Bancorp, Inc. is overvalued relative to its fair value price of 24.38 based on EBITDA multiple model
EV/EBITDA (FY)
Landmark Bancorp, Inc. has insufficient data to compute enterprise value.
PEG ratio (TTM/FY)
Landmark Bancorp, Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.
Price-to-book ratio (FY)
Landmark Bancorp, Inc. has a price-to-book ratio of 1.17x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Landmark Bancorp, Inc. has a price-to-sales ratio of 2.48x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
12.49%
Return on equity
ROIC: 2.30%
Valuation History
9.6X
Price to Earnings
EV/EBITDA: 21.1X
Cash flow
Profit margin
-1.21%
Cash flow
7.79%
Base valuations use default assumptions. Customize in the Valuator.