Kemper Corporation 5.875% Fixed cash flow to debt ratio of 58.16% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Kemper Corporation 5.875% Fixed's free cash flow has increased 68.00% from $329.70M last year to $553.90M, signaling increasing performance

Kemper Corporation 5.875% Fixed's debt to equity ratio is 0.43, which means that the company's assets are healthy financed, signaling financial stability.

Kemper Corporation 5.875% Fixed's debt has decreased relative to shareholder equity from 0.51 last year to 0.43 today, signaling strengthened financials

Kemper Corporation 5.875% Fixed has a net debt to EBITDA ratio of 2.01x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Kemper Corporation 5.875% Fixed earns at least as much interest as it pays. Interest obligations are fully covered.

Kemper Corporation 5.875% Fixed's profit margin has decreased (257.94%) in the last year from 6.86% to -10.83%, signaling decreasing performance

Kemper Corporation 5.875% Fixed's short-term assets of $1.09B exceed its short-term liabilities of $0.00

Kemper Corporation 5.875% Fixed's return on assets of -4.15% is lower than the 5.00% threshold, indicating inefficient asset utilization

Kemper Corporation 5.875% Fixed's return on equity of -19.33%, is lower than 15.00%, indicating bad performance

Kemper Corporation 5.875% Fixed's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Kemper Corporation 5.875% Fixed has insufficient public price history to evaluate earnings stability.

Kemper Corporation 5.875% Fixed has positive free cash flow, indicating the company generates cash after capital expenditures

Kemper Corporation 5.875% Fixed has a free cash flow yield of 32.47%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Kemper Corporation 5.875% Fixed's yearly earnings has decreased 54.91% since last year from $317.80M to $143.30M, signaling decreasing performance

Kemper Corporation 5.875% Fixed's yearly revenue has increased 1.39K% since last year from $320.70M to $4.79B, signaling increasing performance

ROIC -4.23% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Kemper Corporation 5.875% Fixed's 3-year revenue CAGR of -4.14% is negative, indicating declining revenue over the past 3 years

Kemper Corporation 5.875% Fixed had revenue growth in only 2 out of 5 years, indicating inconsistent revenue performance

Kemper Corporation 5.875% Fixed has insufficient public price history to evaluate ROE consistency.

Kemper Corporation 5.875% Fixed is undervalued relative to its fair value price of 133.34 based on Base Cash Flow Valuation (DCF) model

Kemper Corporation 5.875% Fixed has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Kemper Corporation 5.875% Fixed is overvalued relative to its fair value price of 17.64 based on Base EBITDA Valuation model

Kemper Corporation 5.875% Fixed has an EV/EBITDA ratio of 8.25x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Kemper Corporation 5.875% Fixed has insufficient data to evaluate this check.

Kemper Corporation 5.875% Fixed's earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

Kemper Corporation 5.875% Fixed has a price-to-book ratio of 0.66x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Kemper Corporation 5.875% Fixed has a price-to-sales ratio of 0.31x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue