Klarna Group plc cash flow to debt ratio of -72.37% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Klarna Group plc's free cash flow has decreased 290.96% from $542.00M last year to $-1.03B, signaling decreasing performance

Klarna Group plc's debt to equity ratio is 0.55, which means that the company's assets are healthy financed, signaling financial stability.

Klarna Group plc's debt has increased relative to shareholder equity from 0.38 last year to 0.55 today, signaling weakened financials

Klarna Group plc has a net cash position, so leverage is healthy.

Klarna Group plc's interest coverage ratio is 0.65, which means that the company struggles to meet interest obligations, signaling financial risk.

Klarna Group plc's profit margin has decreased (4.73K%) in the last year from 0.11% to -5.21%, signaling decreasing performance

Klarna Group plc's short-term assets of $15.63B exceed its short-term liabilities of $14.58B

Klarna Group plc's return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Klarna Group plc's return on equity of -8.16%, is lower than 15.00%, indicating bad performance

Klarna Group plc's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Klarna Group plc has insufficient public price history to evaluate earnings stability.

Klarna Group plc has negative free cash flow, indicating the company is burning cash rather than generating it

Klarna Group plc has negative free cash flow, indicating cash burn

Klarna Group plc's yearly earnings has decreased 9.90K% since last year from $3.00M to $-294.00M, signaling decreasing performance

Klarna Group plc's yearly revenue has increased 31.57% since last year from $2.67B to $3.51B, signaling increasing performance

ROIC 4.55% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Klarna Group plc's 3-year revenue CAGR of 22.96% is positive, indicating growing revenue over the past 3 years

Klarna Group plc has insufficient public price history to evaluate revenue consistency.

Klarna Group plc has insufficient public price history to evaluate ROE consistency.

Klarna Group plc has insufficient data to evaluate this check.

Klarna Group plc has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Klarna Group plc is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Klarna Group plc has an EV/EBITDA ratio of 9.13x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Klarna Group plc is overvalued relative to its fair value price of -26.79 based on Earnings Fair Value model

Klarna Group plc has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Klarna Group plc has a price-to-book ratio of 2.82x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Klarna Group plc has a price-to-sales ratio of 1.94x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue