Kentucky First Federal Bancorp cash flow to debt ratio of -0.20% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Kentucky First Federal Bancorp's free cash flow has increased -84.54% from $-1.52M last year to $-235.00K, signaling increasing performance

Kentucky First Federal Bancorp's debt to equity ratio is 0.99, which means that the company's assets are unhealthy financed, signaling financial risk.

Kentucky First Federal Bancorp's debt has decreased relative to shareholder equity from 1.44 last year to 0.99 today, signaling strengthened financials

Kentucky First Federal Bancorp has a net debt to EBITDA ratio of 72.53x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Kentucky First Federal Bancorp earns at least as much interest as it pays. Interest obligations are fully covered.

Kentucky First Federal Bancorp's profit margin has increased (-164.16%) in the last year from -10.41% to 6.68%, signaling increasing performance

Kentucky First Federal Bancorp's short-term liabilities of $210.48M exceed its short-term assets of $20.92M, signaling financial risk

Kentucky First Federal Bancorp's return on assets of 0.38% is lower than the 5.00% threshold, indicating inefficient asset utilization

Kentucky First Federal Bancorp's return on equity of 2.87%, is lower than 15.00%, indicating bad performance

Kentucky First Federal Bancorp's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Kentucky First Federal Bancorp had positive net income in 4 out of 5 years, indicating stable and consistent earnings

Kentucky First Federal Bancorp has negative free cash flow, indicating the company is burning cash rather than generating it

Kentucky First Federal Bancorp has negative free cash flow, indicating cash burn

Kentucky First Federal Bancorp's yearly earnings has increased -110.52% since last year from $-1.72M to $181.00K, signaling increasing performance

Kentucky First Federal Bancorp's yearly revenue has decreased 46.74% since last year from $16.53M to $8.80M, signaling decreasing performance

ROIC 0.38% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Kentucky First Federal Bancorp's 3-year revenue CAGR of 19.80% is positive, indicating growing revenue over the past 3 years

Kentucky First Federal Bancorp had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Kentucky First Federal Bancorp had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

Kentucky First Federal Bancorp has insufficient data to evaluate this check.

Kentucky First Federal Bancorp has an earnings yield of 3.13%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Kentucky First Federal Bancorp is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Kentucky First Federal Bancorp has an EV/EBITDA ratio of 174.77x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Kentucky First Federal Bancorp is overvalued relative to its fair value price of 2.74 based on Earnings Fair Value model

Kentucky First Federal Bancorp had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

Kentucky First Federal Bancorp has a price-to-book ratio of 0.90x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Kentucky First Federal Bancorp has a price-to-sales ratio of 2.13x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue