NASDAQ
KFFB
Last Price
US $5.64
KEY FIGURES
MKT CAP
$45.6M
EPS
TTM$0.24
EPS Growth (1Y)
976.23%
PEG
TTM13.61x
P/E
TTM23.89x
P/S
TTM2.13x
YIELD
0.9%
Valuation
Financial
Performance
Cash flow to debt coverage
Kentucky First Federal Bancorp cash flow to debt ratio of 0.00% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Free cash flow growth
Kentucky First Federal Bancorp's free cash flow has increased 100.00% from $-235.00K last year to $0.00, signaling increasing performance
Debt-to-equity ratio
Kentucky First Federal Bancorp's debt to equity ratio is 0.97, which means that the company's assets are unhealthy financed, signaling financial risk.
Debt-to-equity trend
Kentucky First Federal Bancorp's debt has increased relative to shareholder equity from 0.88 last year to 0.97 today, signaling weakened financials
Net debt to EBITDA
Kentucky First Federal Bancorp has a net debt to EBITDA ratio of 12.82x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Interest coverage
Kentucky First Federal Bancorp earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Kentucky First Federal Bancorp's profit margin was 0.92% last year and is 8.91% this year, signaling increasing performance
Current ratio
Kentucky First Federal Bancorp's short-term assets of $16.48M exceed its short-term liabilities of $0.00
Return on assets
Kentucky First Federal Bancorp's return on assets of 0.53% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Kentucky First Federal Bancorp's return on equity of 3.86%, is lower than 15.00%, indicating bad performance
Earnings quality
Kentucky First Federal Bancorp's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Earnings stability
Kentucky First Federal Bancorp had positive net income in 4 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Kentucky First Federal Bancorp has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Kentucky First Federal Bancorp has a free cash flow yield of 0.00%, which is below the 2.00% threshold, indicating limited cash return relative to market value
Earnings growth
Kentucky First Federal Bancorp's yearly earnings has increased 954.70% since last year from $181.00K to $1.91M, signaling increasing performance
Revenue growth
Kentucky First Federal Bancorp's yearly revenue has increased 143.37% since last year from $8.80M to $21.42M, signaling increasing performance
Return on invested capital
ROIC 0.53% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
Kentucky First Federal Bancorp's 3-year revenue CAGR of 17.96% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Kentucky First Federal Bancorp had revenue growth in 4 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Kentucky First Federal Bancorp had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity
Base Cash Flow Valuation (DCF)
Kentucky First Federal Bancorp has insufficient data to evaluate this check.
Earnings yield (TTM)
Kentucky First Federal Bancorp has an earnings yield of 4.23%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Base EBITDA Valuation
Kentucky First Federal Bancorp is overvalued relative to its fair value price of 0.00 based on Base EBITDA Valuation model
EV/EBITDA (FY)
Kentucky First Federal Bancorp has an EV/EBITDA ratio of 30.84x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings
PEG ratio (TTM/FY)
Kentucky First Federal Bancorp has a PEG-ratio over 1 which is considered overvalued
Price-to-book ratio (FY)
Kentucky First Federal Bancorp has a price-to-book ratio of 0.90x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Kentucky First Federal Bancorp has a price-to-sales ratio of 2.11x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
0.38%
Return on equity
ROIC: 0.11%
Valuation History
130.5X
Price to Earnings
EV/EBITDA: 126.2X
Cash flow
Profit margin
GROWTH (5Y CAGR)
Revenue
10.94%
EBITDA
0.36%
Cash flow
-
Base Cash Flow Valuation (DCF)
Fair Value
Market $5.64
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Default assumptions
Base EBITDA Valuation
Fair Value
Market $5.64
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Default assumptions
Base valuations use default assumptions. Customize in the Valuator.