Navient Corporation SR NT 6% 121543 cash flow to debt ratio of 8.69% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Navient Corporation SR NT 6% 121543's free cash flow has decreased 3.92% from $459.00M last year to $441.00M, signaling decreasing performance

Navient Corporation SR NT 6% 121543's debt to equity ratio is 1.76, which means that the company's assets are unhealthy financed, signaling financial risk.

Navient Corporation SR NT 6% 121543's debt has decreased relative to shareholder equity from 16.35 last year to 1.76 today, signaling strengthened financials

Navient Corporation SR NT 6% 121543 has a net debt to EBITDA ratio of 989.67x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Navient Corporation SR NT 6% 121543's interest coverage ratio is 1.01, which means that the company struggles to meet interest obligations, signaling financial risk.

Navient Corporation SR NT 6% 121543's profit margin has decreased (149.06%) in the last year from 3.44% to -1.69%, signaling decreasing performance

Navient Corporation SR NT 6% 121543's short-term liabilities of $5.07B exceed its short-term assets of $2.10B, signaling financial risk

Navient Corporation SR NT 6% 121543's return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Navient Corporation SR NT 6% 121543's return on equity of -2.04%, is lower than 15.00%, indicating bad performance

Navient Corporation SR NT 6% 121543's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Navient Corporation SR NT 6% 121543 had positive net income in 4 out of 5 years, indicating stable and consistent earnings

Navient Corporation SR NT 6% 121543 has positive free cash flow, indicating the company generates cash after capital expenditures

Navient Corporation SR NT 6% 121543 has a free cash flow yield of 8.90%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Navient Corporation SR NT 6% 121543's yearly earnings has decreased 161.07% since last year from $131.00M to $-80.00M, signaling decreasing performance

Navient Corporation SR NT 6% 121543's yearly revenue has decreased 18.40% since last year from $3.81B to $3.11B, signaling decreasing performance

ROIC 88.72% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Navient Corporation SR NT 6% 121543's 3-year revenue CAGR of 23.30% is positive, indicating growing revenue over the past 3 years

Navient Corporation SR NT 6% 121543 had revenue growth in only 1 out of 5 years, indicating inconsistent revenue performance

Navient Corporation SR NT 6% 121543 had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

Navient Corporation SR NT 6% 121543 has insufficient data to evaluate this check.

Navient Corporation SR NT 6% 121543 has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Navient Corporation SR NT 6% 121543 is overvalued relative to its fair value price of 0.00 based on Base EBITDA Valuation model

Navient Corporation SR NT 6% 121543 has an EV/EBITDA ratio of 2.64Kx, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Navient Corporation SR NT 6% 121543 is undervalued relative to its fair value price of 176.67 based on Base Earnings Fair Value model

Navient Corporation SR NT 6% 121543 has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Navient Corporation SR NT 6% 121543 has a price-to-book ratio of 0.72x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Navient Corporation SR NT 6% 121543 has a price-to-sales ratio of 0.59x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue