James River Group Holdings, Ltd. cash flow to debt ratio of -5.70% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

James River Group Holdings, Ltd.'s free cash flow has increased 90.64% from $-251.97M last year to $-23.59M, signaling increasing performance

James River Group Holdings, Ltd.'s debt to equity ratio is 0.50, which means that the company's assets are healthy financed, signaling financial stability.

James River Group Holdings, Ltd.'s debt has decreased relative to shareholder equity from 0.51 last year to 0.50 today, signaling strengthened financials

James River Group Holdings, Ltd. has a net cash position, so leverage is healthy.

James River Group Holdings, Ltd.'s interest coverage ratio is 1.31, which means that the company struggles to meet interest obligations, signaling financial risk.

James River Group Holdings, Ltd.'s profit margin was -11.46% last year and is 4.68% this year, signaling increasing performance

James River Group Holdings, Ltd.'s short-term liabilities of $3.75B exceed its short-term assets of $3.41B, signaling financial risk

James River Group Holdings, Ltd.'s return on assets of 1.23% is lower than the 5.00% threshold, indicating inefficient asset utilization

James River Group Holdings, Ltd.'s return on equity of 4.68%, is lower than 15.00%, indicating bad performance

James River Group Holdings, Ltd.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

James River Group Holdings, Ltd. had positive net income in only 2 out of 5 years, indicating unstable earnings

James River Group Holdings, Ltd. has negative free cash flow, indicating the company is burning cash rather than generating it

James River Group Holdings, Ltd. has negative free cash flow, indicating cash burn

James River Group Holdings, Ltd.'s yearly earnings has increased 158.47% since last year from $-81.12M to $47.43M, signaling increasing performance

James River Group Holdings, Ltd.'s yearly revenue has decreased 2.83% since last year from $707.63M to $687.61M, signaling decreasing performance

ROIC 1.23% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

James River Group Holdings, Ltd.'s 3-year revenue CAGR of 1.30% is positive, indicating growing revenue over the past 3 years

James River Group Holdings, Ltd. had revenue growth in only 2 out of 5 years, indicating inconsistent revenue performance

James River Group Holdings, Ltd. had positive ROE in only 2 out of 5 years, indicating inconsistent returns on equity

James River Group Holdings, Ltd. is overvalued relative to its fair value price of 2.33 based on Base Cash Flow Valuation (DCF) model

James River Group Holdings, Ltd. has an earnings yield of 14.15%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

James River Group Holdings, Ltd. is undervalued relative to its fair value price of 18.01 based on Base EBITDA Valuation model

James River Group Holdings, Ltd. has insufficient data to compute enterprise value.

James River Group Holdings, Ltd. is undervalued relative to its fair value price of 5.71 based on Base Earnings Fair Value model

James River Group Holdings, Ltd. has a PEG-ratio under 1 which is considered undervalued

James River Group Holdings, Ltd. has a price-to-book ratio of 0.25x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

James River Group Holdings, Ltd. has a price-to-sales ratio of 0.25x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue