NYSE
JPM
Last Price
US $320.72
KEY FIGURES
MKT CAP
$0.9T
EPS
TTM
$21.12
PEG
TTM
N/M
P/E
TTM
15.19x
P/S
TTM
3.07x
YIELD
1.84%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
16.32%
Return on equity
ROIC: 2.98%
Valuation History
15.2X
Price to Earnings
EV/EBITDA: 21.9X
Cash flow
Profit margin
16.59%
(FY vs FY)
EBITDA Y/Y
12.88%
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $320.72
—
Default assumptions
EBITDA Multiple
Fair Value
Market $320.72
—
Default assumptions
EARNINGS FV (GRAHAM)
Fair Value
Market $320.72
70.58%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
JPMorgan Chase & Co. cash flow to debt ratio of 10.70% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial stability - Healthy cash flow growth.
JPMorgan Chase & Co.'s free cash flow has increased -340.09% from $-42.01G last year to $100.87G, signaling increasing performance
Financial risk - Healthy debt to equity ratio.
JPMorgan Chase & Co.'s debt to equity ratio is 3.39, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negatve, the company spent its own equity and risk bancrupcy
Financial risk - Healthy debt to equity ratio development.
JPMorgan Chase & Co.'s debt has increased relative to shareholder equity from 2.18 last year to 3.39 today, signaling weakened financials
Financial risk - Net debt/EBITDA.
JPMorgan Chase & Co. has a net debt to EBITDA ratio of 7.36x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial risk - ICR.
JPMorgan Chase & Co.'s interest coverage ratio is 0.76, which means that the company struggles to meet interest obligations, signaling financial risk.
Financial risk - Profit margin growth.
JPMorgan Chase & Co.'s profit margin has decreased (-4.32%) in the last year from 21.59% to 20.66%, signaling decreasing performance
Financial risk - Short term assets vs short term liabilities.
JPMorgan Chase & Co.'s short-term liabilities of $3.58T exceed its short-term assets of $1.88T, signaling financial risk
Decreasing perfomance - ROA.
JPMorgan Chase & Co.'s return on assets of 1.20% is lower than the 5.00% threshold, indicating inefficient asset utilization
Increasing perfomance - Absolute return on equity.
JPMorgan Chase & Co.'s return on equity of 16.32%, is higher than 15.00%, indicating good performance
Increasing perfomance - Earnings quality.
JPMorgan Chase & Co.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing perfomance - Earnings stability.
JPMorgan Chase & Co. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing perfomance - Free cash flow.
JPMorgan Chase & Co. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing perfomance - FCF yield.
JPMorgan Chase & Co. has a free cash flow yield of 12.05%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing perfomance - Healthy earnings growth.
JPMorgan Chase & Co.'s yearly earnings has decreased -2.43% since last year from $58.47G to $57.05G, signaling decreasing performance
Increasing perfomance - Healthy revenue growth.
JPMorgan Chase & Co.'s yearly revenue has increased 0.52% since last year from $278.91G to $280.35G, signaling increasing performance
Decreasing perfomance - ROIC.
ROIC 2.98% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing perfomance - 3-year revenue CAGR.
JPMorgan Chase & Co.'s 3-year revenue CAGR of 22.06% is positive, indicating growing revenue over the past 3 years
Increasing perfomance - Revenue consistency.
JPMorgan Chase & Co. had revenue growth in 4.00 out of 5 years, indicating consistent revenue performance
Increasing perfomance - ROE consistency.
JPMorgan Chase & Co. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
JPMorgan Chase & Co. has insufficient data to evaluate this check.
Undervalued - Earnings yield.
JPMorgan Chase & Co. has an earnings yield of 6.76%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
JPMorgan Chase & Co. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
Overvalued - EV/EBITDA.
JPMorgan Chase & Co. has an EV/EBITDA ratio of 21.59x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings
Undervalued - Earnings Fair Value vs Stock Price.
JPMorgan Chase & Co. is undervalued relative to its fair value price of 547.07 based on Earnings Fair Value model
Overvalued - PEG ratio value.
JPMorgan Chase & Co. has a PEG-ratio over 1 which is considered overvalued
Undervalued - P/B ratio.
JPMorgan Chase & Co. has a price-to-book ratio of 2.39x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
JPMorgan Chase & Co. has a price-to-sales ratio of 2.94x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue