Jack Henry & Associates, Inc. cash flow to debt ratio of 1.90K% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Jack Henry & Associates, Inc.'s free cash flow has increased 18.14% from $588.15M last year to $694.86M, signaling increasing performance

Jack Henry & Associates, Inc.'s debt to equity ratio is 0.02, which means that the company's assets are healthy financed, signaling financial stability.

Jack Henry & Associates, Inc. has insufficient data to evaluate this check.

Jack Henry & Associates, Inc. has a net debt to EBITDA ratio of 0.03x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Jack Henry & Associates, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Jack Henry & Associates, Inc.'s profit margin was 19.19% last year and is 19.85% this year, signaling increasing performance

Jack Henry & Associates, Inc.'s short-term assets of $649.10M exceed its short-term liabilities of $556.24M

Jack Henry & Associates, Inc.'s return on assets of 15.98% is higher than the 5.00% threshold, indicating efficient asset utilization

Jack Henry & Associates, Inc.'s return on equity of 23.49%, is higher than 15.00%, indicating good performance

Jack Henry & Associates, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Jack Henry & Associates, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Jack Henry & Associates, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Jack Henry & Associates, Inc. has a free cash flow yield of 6.62%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Jack Henry & Associates, Inc.'s yearly earnings has increased 10.32% since last year from $455.75M to $502.78M, signaling increasing performance

Jack Henry & Associates, Inc.'s yearly revenue has increased 6.62% since last year from $2.34B to $2.50B, signaling increasing performance

ROIC 18.77% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Jack Henry & Associates, Inc.'s 3-year revenue CAGR of 6.31% is positive, indicating growing revenue over the past 3 years

Jack Henry & Associates, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Jack Henry & Associates, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Jack Henry & Associates, Inc. is undervalued relative to its fair value price of 170.82 based on Base Cash Flow Valuation (DCF) model

Jack Henry & Associates, Inc. has an earnings yield of 4.72%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Jack Henry & Associates, Inc. is overvalued relative to its fair value price of 79.24 based on Base EBITDA Valuation model

Jack Henry & Associates, Inc. has an EV/EBITDA ratio of 12.85x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Jack Henry & Associates, Inc. is overvalued relative to its fair value price of 147.00 based on Base Earnings Fair Value model

Jack Henry & Associates, Inc. has a PEG-ratio over 1 which is considered overvalued

Jack Henry & Associates, Inc. has a price-to-book ratio of 5.19x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value

Jack Henry & Associates, Inc. has a price-to-sales ratio of 4.20x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue