NASDAQ
JKHY
Last Price
US $155.86
KEY FIGURES
MKT CAP
$11.1B
EPS
TTM
$7.21
EPS Growth (1Y)
19.31%
PEG
TTM
2.14x
P/E
TTM
21.61x
P/S
TTM
4.46x
YIELD
1.53%
GROWTH (5Y CAGR)
Profit margin
Current Ratio
Capital Returns
24.03%
Return on equity
ROIC: 18.62%
Valuation History
21.8X
Price to Earnings
EV/EBITDA: 12.5X
Cash flow
Profit margin
Revenue
6.96%
EBITDA
7.68%
Cash flow
12.05%
Cash Flow (DCF)
Fair Value
Market $155.86
-6.55%
Default assumptions
EBITDA Multiple
Fair Value
Market $155.86
-49.38%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Cash flow to debt coverage
Jack Henry & Associates, Inc. carries no debt; cash flow comfortably covers obligations.
Free cash flow growth
Jack Henry & Associates, Inc.'s free cash flow has increased 15.34% from $509.92M last year to $588.15M, signaling increasing performance
Debt-to-equity ratio
Jack Henry & Associates, Inc.'s debt to equity ratio is 0.04, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Jack Henry & Associates, Inc. has insufficient data to evaluate this check.
Net debt to EBITDA
Jack Henry & Associates, Inc. has a net cash position, so leverage is healthy.
Interest coverage
Jack Henry & Associates, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Jack Henry & Associates, Inc.'s profit margin has increased (19.75%) in the last year from 17.23% to 20.64%, signaling increasing performance
Current ratio
Jack Henry & Associates, Inc.'s short-term assets of $681.46M exceed its short-term liabilities of $535.78M
Return on assets
Jack Henry & Associates, Inc.'s return on assets of 17.02% is higher than the 5.00% threshold, indicating efficient asset utilization
Return on equity
Jack Henry & Associates, Inc.'s return on equity of 24.03%, is higher than 15.00%, indicating good performance
Earnings quality
Jack Henry & Associates, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Jack Henry & Associates, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Jack Henry & Associates, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Jack Henry & Associates, Inc. has a free cash flow yield of 5.34%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Jack Henry & Associates, Inc.'s yearly earnings has increased 19.36% since last year from $381.82M to $455.75M, signaling increasing performance
Revenue growth
Jack Henry & Associates, Inc.'s yearly revenue has increased 5.68% since last year from $2.22B to $2.34B, signaling increasing performance
Return on invested capital
ROIC 18.62% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
3-year revenue CAGR
Jack Henry & Associates, Inc.'s 3-year revenue CAGR of 6.93% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Jack Henry & Associates, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Jack Henry & Associates, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Jack Henry & Associates, Inc. is overvalued relative to its fair value price of 145.65 based on Discounted Cash Flow model
Earnings yield (TTM)
Jack Henry & Associates, Inc. has an earnings yield of 4.65%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Jack Henry & Associates, Inc. is overvalued relative to its fair value price of 78.90 based on EBITDA multiple model
EV/EBITDA (FY)
Jack Henry & Associates, Inc. has an EV/EBITDA ratio of 13.62x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Jack Henry & Associates, Inc. has a PEG-ratio over 1 which is considered overvalued
Price-to-book ratio (FY)
Jack Henry & Associates, Inc. has a price-to-book ratio of 5.23x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value
Price-to-sales ratio (TTM)
Jack Henry & Associates, Inc. has a price-to-sales ratio of 4.44x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue