Jefferson Capital, Inc. Common Stock cash flow to debt ratio of 15.69% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Jefferson Capital, Inc. Common Stock's free cash flow has increased 65.27% from $162.00M last year to $267.73M, signaling increasing performance

Jefferson Capital, Inc. Common Stock's debt to equity ratio is 3.25, which means that the company's assets are unhealthy financed, signaling financial risk.

Jefferson Capital, Inc. Common Stock's debt has increased relative to shareholder equity from 3.12 last year to 3.25 today, signaling weakened financials

Jefferson Capital, Inc. Common Stock has a net debt to EBITDA ratio of 5.06x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Jefferson Capital, Inc. Common Stock earns at least as much interest as it pays. Interest obligations are fully covered.

Jefferson Capital, Inc. Common Stock's profit margin has increased (4.61%) in the last year from 24.30% to 25.42%, signaling increasing performance

Jefferson Capital, Inc. Common Stock's short-term liabilities of $300.00M exceed its short-term assets of $59.80M, signaling financial risk

Jefferson Capital, Inc. Common Stock's return on assets of 7.74% is higher than the 5.00% threshold, indicating efficient asset utilization

Jefferson Capital, Inc. Common Stock's return on equity of 36.53%, is higher than 15.00%, indicating good performance

Jefferson Capital, Inc. Common Stock's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Jefferson Capital, Inc. Common Stock has insufficient public price history to evaluate earnings stability.

Jefferson Capital, Inc. Common Stock has positive free cash flow, indicating the company generates cash after capital expenditures

Jefferson Capital, Inc. Common Stock has a free cash flow yield of 20.60%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Jefferson Capital, Inc. Common Stock's yearly earnings has increased 78.50% since last year from $105.30M to $187.97M, signaling increasing performance

Jefferson Capital, Inc. Common Stock's yearly revenue has increased 41.54% since last year from $433.30M to $613.29M, signaling increasing performance

ROIC 11.23% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Jefferson Capital, Inc. Common Stock has insufficient revenue history to calculate 3-year revenue CAGR.

Jefferson Capital, Inc. Common Stock has insufficient public price history to evaluate revenue consistency.

Jefferson Capital, Inc. Common Stock has insufficient public price history to evaluate ROE consistency.

Jefferson Capital, Inc. Common Stock has insufficient data to evaluate this check.

Jefferson Capital, Inc. Common Stock has an earnings yield of 13.77%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Jefferson Capital, Inc. Common Stock is overvalued relative to its fair value price of 11.58 based on EBITDA multiple model

Jefferson Capital, Inc. Common Stock has an EV/EBITDA ratio of 9.00x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Jefferson Capital, Inc. Common Stock has insufficient data to evaluate this check.

Jefferson Capital, Inc. Common Stock had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

Jefferson Capital, Inc. Common Stock has a price-to-book ratio of 2.65x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Jefferson Capital, Inc. Common Stock has a price-to-sales ratio of 1.85x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue