NASDAQ
ITIC
Last Price
US $282.79
KEY FIGURES
MKT CAP
$0.5B
EPS
TTM
$21.41
EPS Growth (1Y)
13.09%
PEG
TTM
-
P/E
TTM
13.21x
P/S
TTM
1.82x
YIELD
3.73%
GROWTH (5Y CAGR)
Revenue
Valuation
Financial
Performance
Cash flow to debt coverage
Investors Title Company cash flow to debt ratio of 384.34% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Free cash flow growth
Investors Title Company's free cash flow has increased 13.23% from $22.42M last year to $25.38M, signaling increasing performance
Debt-to-equity ratio
Investors Title Company's debt to equity ratio is 0.03, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Investors Title Company's debt has increased relative to shareholder equity from 0.03 last year to 0.03 today, signaling weakened financials
Net debt to EBITDA
Investors Title Company has a net cash position, so leverage is healthy.
Interest coverage
Investors Title Company earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Investors Title Company's profit margin has increased (14.68%) in the last year from 12.03% to 13.80%, signaling increasing performance
Current ratio
Investors Title Company's short-term assets of $147.48M exceed its short-term liabilities of $50.37M
Return on assets
Investors Title Company's return on assets of 10.64% is higher than the 5.00% threshold, indicating efficient asset utilization
Return on equity
Investors Title Company's return on equity of 14.63%, is lower than 15.00%, indicating bad performance
Earnings quality
Investors Title Company's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Earnings stability
Investors Title Company had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Investors Title Company has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Investors Title Company has a free cash flow yield of 4.70%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Investors Title Company's yearly earnings has increased 13.22% since last year from $31.07M to $35.18M, signaling increasing performance
Revenue growth
Investors Title Company's yearly revenue has increased 5.60% since last year from $258.30M to $272.75M, signaling increasing performance
Return on invested capital
ROIC 22.72% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
3-year revenue CAGR
Investors Title Company's 3-year revenue CAGR of -1.27% is negative, indicating declining revenue over the past 3 years
Revenue consistency
Investors Title Company had revenue growth in 3 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Investors Title Company had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Investors Title Company is overvalued relative to its fair value price of 135.70 based on Discounted Cash Flow model
Earnings yield (TTM)
Investors Title Company has an earnings yield of 7.49%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Investors Title Company is overvalued relative to its fair value price of 184.12 based on EBITDA multiple model
EV/EBITDA (FY)
Investors Title Company has an EV/EBITDA ratio of 8.78x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Investors Title Company's earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.
Price-to-book ratio (FY)
Investors Title Company has a price-to-book ratio of 1.88x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Investors Title Company has a price-to-sales ratio of 1.84x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
14.63%
Return on equity
ROIC: 14.14%
Valuation History
13.2X
Price to Earnings
EV/EBITDA: 8.9X
Cash flow
Profit margin
2.90%
EBITDA
-1.16%
Cash flow
-3.85%
Cash Flow (DCF)
Fair Value
Market $282.79
-52.01%
Default assumptions
EBITDA Multiple
Fair Value
Market $282.79
-34.89%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.