NASDAQ
IMXI
Last Price
US $11.7
Valuation
Financial
Performance
Cash flow to debt coverage
International Money Express, Inc. cash flow to debt ratio of 17.04% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Free cash flow growth
International Money Express, Inc.'s free cash flow has decreased 31.51% from $23.09M last year to $15.81M, signaling decreasing performance
Debt-to-equity ratio
International Money Express, Inc.'s debt to equity ratio is 0.00, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
International Money Express, Inc.'s debt has decreased relative to shareholder equity from 1.35 last year to 0.00 today, signaling strengthened financials
Net debt to EBITDA
International Money Express, Inc. has a net debt to EBITDA ratio of 0.63x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Interest coverage
International Money Express, Inc.'s interest coverage ratio is -5.32, which means that the company struggles to meet interest obligations, signaling financial risk.
Profit margin growth
International Money Express, Inc.'s profit margin has decreased (53.89%) in the last year from 8.93% to 4.12%, signaling decreasing performance
Current ratio
International Money Express, Inc.'s short-term assets of $353.16M exceed its short-term liabilities of $140.96M
Return on assets
International Money Express, Inc.'s return on assets of 4.14% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
International Money Express, Inc.'s return on equity of 11.58%, is lower than 15.00%, indicating bad performance
Earnings quality
International Money Express, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
International Money Express, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
International Money Express, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
International Money Express, Inc. has a free cash flow yield of 4.45%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
International Money Express, Inc.'s yearly earnings has decreased 44.46% since last year from $58.82M to $32.67M, signaling decreasing performance
Revenue growth
International Money Express, Inc.'s yearly revenue has decreased 7.72% since last year from $658.65M to $607.78M, signaling decreasing performance
Return on invested capital
ROIC -12.65% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
International Money Express, Inc.'s 3-year revenue CAGR of 3.59% is positive, indicating growing revenue over the past 3 years
Revenue consistency
International Money Express, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance
Return on equity consistency
International Money Express, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
International Money Express, Inc. has insufficient data to evaluate this check.
Earnings yield (TTM)
International Money Express, Inc. has an earnings yield of 5.23%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
International Money Express, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
EV/EBITDA (FY)
International Money Express, Inc. has an EV/EBITDA ratio of 5.30x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
International Money Express, Inc. has a PEG-ratio over 1 which is considered overvalued
Price-to-book ratio (FY)
International Money Express, Inc. has a price-to-book ratio of 1.13x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
International Money Express, Inc. has a price-to-sales ratio of 0.79x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
11.58%
Return on equity
ROIC: -12.40%
Valuation History
18.7X
Price to Earnings
EV/EBITDA: 6.0X
Cash flow
Profit margin
3.62%
Cash flow
-
Fair Value
Market $11.7
362.91%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.