i3 Verticals, Inc. cash flow to debt ratio of 73.42% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

i3 Verticals, Inc.'s free cash flow has decreased 88.78% from $33.45M last year to $3.75M, signaling decreasing performance

i3 Verticals, Inc.'s debt to equity ratio is 0.13, which means that the company's assets are healthy financed, signaling financial stability.

i3 Verticals, Inc.'s debt has increased relative to shareholder equity from 0.10 last year to 0.13 today, signaling weakened financials

i3 Verticals, Inc. has a net cash position, so leverage is healthy.

i3 Verticals, Inc.'s interest coverage ratio is 1.45, which means that the company struggles to meet interest obligations, signaling financial risk.

i3 Verticals, Inc.'s profit margin has decreased (90.05%) in the last year from 49.30% to 4.90%, signaling decreasing performance

i3 Verticals, Inc.'s short-term assets of $137.62M exceed its short-term liabilities of $70.69M

i3 Verticals, Inc.'s return on assets of 1.71% is lower than the 5.00% threshold, indicating inefficient asset utilization

i3 Verticals, Inc.'s return on equity of 3.18%, is lower than 15.00%, indicating bad performance

i3 Verticals, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

i3 Verticals, Inc. had positive net income in only 2 out of 5 years, indicating unstable earnings

i3 Verticals, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

i3 Verticals, Inc. has a free cash flow yield of 0.93%, which is below the 2.00% threshold, indicating limited cash return relative to market value

i3 Verticals, Inc.'s yearly earnings has decreased 84.23% since last year from $113.34M to $17.87M, signaling decreasing performance

i3 Verticals, Inc.'s yearly revenue has decreased 7.29% since last year from $229.92M to $213.16M, signaling decreasing performance

ROIC 0.66% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

i3 Verticals, Inc.'s 3-year revenue CAGR of 4.32% is positive, indicating growing revenue over the past 3 years

i3 Verticals, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

i3 Verticals, Inc. had positive ROE in only 2 out of 5 years, indicating inconsistent returns on equity

i3 Verticals, Inc. is overvalued relative to its fair value price of 3.01 based on Discounted Cash Flow model

i3 Verticals, Inc. has an earnings yield of 3.28%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

i3 Verticals, Inc. is overvalued relative to its fair value price of 14.50 based on EBITDA multiple model

i3 Verticals, Inc. has an EV/EBITDA ratio of 8.34x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

i3 Verticals, Inc. is overvalued relative to its fair value price of -0.01 based on Earnings Fair Value model

i3 Verticals, Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

i3 Verticals, Inc. has a price-to-book ratio of 0.81x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

i3 Verticals, Inc. has a price-to-sales ratio of 1.50x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue