NASDAQ
IGIC
Last Price
US $26.91
KEY FIGURES
MKT CAP
$1.1B
EPS
TTM
$2.54
EPS Growth (1Y)
-3.02%
PEG
TTM
0.28x
P/E
TTM
10.59x
P/S
TTM
2.22x
YIELD
5.11%
GROWTH (5Y CAGR)
Revenue
10.88%
EBITDA
Cash Flow (DCF)
Fair Value
Market $26.91
220.14%
Default assumptions
EBITDA Multiple
Fair Value
Market $26.91
-8.96%
Default assumptions
Valuation
Financial
Performance
Cash flow to debt coverage
International General Insurance Holdings Ltd. carries no debt; cash flow comfortably covers obligations.
Free cash flow growth
International General Insurance Holdings Ltd.'s free cash flow has decreased 47.15% from $202.84M last year to $107.19M, signaling decreasing performance
Debt-to-equity ratio
International General Insurance Holdings Ltd.'s debt to equity ratio is 0.00, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
International General Insurance Holdings Ltd.'s debt has decreased relative to shareholder equity from 0.01 last year to 0.00 today, signaling strengthened financials
Net debt to EBITDA
International General Insurance Holdings Ltd. has a net cash position, so leverage is healthy.
Interest coverage
International General Insurance Holdings Ltd. carries no debt; interest obligations are fully covered.
Profit margin growth
International General Insurance Holdings Ltd.'s profit margin has decreased (18.40%) in the last year from 25.70% to 20.97%, signaling decreasing performance
Current ratio
International General Insurance Holdings Ltd.'s short-term liabilities of $1.36B exceed its short-term assets of $1.02B, signaling financial risk
Return on assets
International General Insurance Holdings Ltd.'s return on assets of 4.98% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
International General Insurance Holdings Ltd.'s return on equity of 15.95%, is higher than 15.00%, indicating good performance
Earnings quality
International General Insurance Holdings Ltd.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Earnings stability
International General Insurance Holdings Ltd. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
International General Insurance Holdings Ltd. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
International General Insurance Holdings Ltd. has a free cash flow yield of 9.50%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
International General Insurance Holdings Ltd.'s yearly earnings has decreased 5.88% since last year from $135.15M to $127.20M, signaling decreasing performance
Revenue growth
International General Insurance Holdings Ltd.'s yearly revenue has decreased 1.76% since last year from $525.95M to $516.70M, signaling decreasing performance
Return on invested capital
ROIC 15.34% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
3-year revenue CAGR
International General Insurance Holdings Ltd.'s 3-year revenue CAGR of 9.42% is positive, indicating growing revenue over the past 3 years
Revenue consistency
International General Insurance Holdings Ltd. had revenue growth in 4 out of 5 years, indicating consistent revenue performance
Return on equity consistency
International General Insurance Holdings Ltd. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
International General Insurance Holdings Ltd. is undervalued relative to its fair value price of 86.15 based on Discounted Cash Flow model
Earnings yield (TTM)
International General Insurance Holdings Ltd. has an earnings yield of 9.61%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
International General Insurance Holdings Ltd. is overvalued relative to its fair value price of 24.50 based on EBITDA multiple model
EV/EBITDA (FY)
International General Insurance Holdings Ltd. has an EV/EBITDA ratio of 5.71x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
International General Insurance Holdings Ltd. has a PEG-ratio under 1 which is considered undervalued
Price-to-book ratio (FY)
International General Insurance Holdings Ltd. has a price-to-book ratio of 1.69x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
International General Insurance Holdings Ltd. has a price-to-sales ratio of 2.18x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
15.95%
Return on equity
ROIC: 15.34%
Valuation History
10.8X
Price to Earnings
EV/EBITDA: 8.9X
Cash flow
Profit margin
32.40%
Cash flow
-
Base valuations use default assumptions. Customize in the Valuator.