NASDAQ
HWC
Last Price
US $79.37
KEY FIGURES
MKT CAP
$6.4B
EPS
TTM
$5.25
EPS Growth (1Y)
7.58%
PEG
TTM
-
P/E
TTM
15.13x
P/S
TTM
3.30x
YIELD
2.39%
GROWTH (5Y CAGR)
Profit margin
Current Ratio
Capital Returns
9.61%
Return on equity
ROIC: 6.52%
Valuation History
15.4X
Price to Earnings
EV/EBITDA: 12.5X
Cash flow
Profit margin
Revenue
7.86%
EBITDA
-
Cash flow
10.51%
Cash Flow (DCF)
Fair Value
Market $79.37
31.28%
Default assumptions
EBITDA Multiple
Fair Value
Market $79.37
-41.12%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Cash flow to debt coverage
Hancock Whitney Corporation cash flow to debt ratio of 40.49% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Free cash flow growth
Hancock Whitney Corporation's free cash flow has decreased 15.02% from $615.50M last year to $523.06M, signaling decreasing performance
Debt-to-equity ratio
Hancock Whitney Corporation's debt to equity ratio is 0.40, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Hancock Whitney Corporation's debt has increased relative to shareholder equity from 0.23 last year to 0.40 today, signaling weakened financials
Net debt to EBITDA
Hancock Whitney Corporation has a net debt to EBITDA ratio of 1.18x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Interest coverage
Hancock Whitney Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Hancock Whitney Corporation's profit margin has decreased (3.02%) in the last year from 22.49% to 21.81%, signaling decreasing performance
Current ratio
Hancock Whitney Corporation's short-term liabilities of $1.02B exceed its short-term assets of $132.27M, signaling financial risk
Return on assets
Hancock Whitney Corporation's return on assets of 1.18% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Hancock Whitney Corporation's return on equity of 9.61%, is lower than 15.00%, indicating bad performance
Earnings quality
Hancock Whitney Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Hancock Whitney Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Hancock Whitney Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Hancock Whitney Corporation has a free cash flow yield of 8.32%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Hancock Whitney Corporation's yearly earnings has increased 5.48% since last year from $460.81M to $486.07M, signaling increasing performance
Revenue growth
Hancock Whitney Corporation's yearly revenue has decreased 1.53% since last year from $2.05B to $2.02B, signaling decreasing performance
Return on invested capital
ROIC 29.13% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
3-year revenue CAGR
Hancock Whitney Corporation's 3-year revenue CAGR of 11.26% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Hancock Whitney Corporation had revenue growth in 3 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Hancock Whitney Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Hancock Whitney Corporation is undervalued relative to its fair value price of 104.20 based on Discounted Cash Flow model
Earnings yield (TTM)
Hancock Whitney Corporation has an earnings yield of 6.77%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Hancock Whitney Corporation is overvalued relative to its fair value price of 46.73 based on EBITDA multiple model
EV/EBITDA (FY)
Hancock Whitney Corporation has an EV/EBITDA ratio of 10.76x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Hancock Whitney Corporation had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.
Price-to-book ratio (FY)
Hancock Whitney Corporation has a price-to-book ratio of 1.42x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Hancock Whitney Corporation has a price-to-sales ratio of 3.22x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue