HomeTrust Bancshares, Inc. cash flow to debt ratio of 484.25% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

HomeTrust Bancshares, Inc.'s free cash flow has increased 51.52% from $28.23M last year to $42.77M, signaling increasing performance

HomeTrust Bancshares, Inc.'s debt to equity ratio is 0.29, which means that the company's assets are healthy financed, signaling financial stability.

HomeTrust Bancshares, Inc.'s debt has increased relative to shareholder equity from 0.02 last year to 0.29 today, signaling weakened financials

HomeTrust Bancshares, Inc. has a net cash position, so leverage is healthy.

HomeTrust Bancshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

HomeTrust Bancshares, Inc.'s profit margin has increased (21.60%) in the last year from 18.57% to 22.58%, signaling increasing performance

HomeTrust Bancshares, Inc.'s short-term liabilities of $3.71B exceed its short-term assets of $496.00M, signaling financial risk

HomeTrust Bancshares, Inc.'s return on assets of 1.46% is lower than the 5.00% threshold, indicating inefficient asset utilization

HomeTrust Bancshares, Inc.'s return on equity of 10.88%, is lower than 15.00%, indicating bad performance

HomeTrust Bancshares, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

HomeTrust Bancshares, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

HomeTrust Bancshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

HomeTrust Bancshares, Inc. has a free cash flow yield of 5.14%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

HomeTrust Bancshares, Inc.'s yearly earnings has increased 17.44% since last year from $54.80M to $64.36M, signaling increasing performance

HomeTrust Bancshares, Inc.'s yearly revenue has decreased 100.00% since last year from $295.07M to $0.00, signaling decreasing performance

ROIC 7.80% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

HomeTrust Bancshares, Inc.'s 3-year revenue CAGR of 10.62% is positive, indicating growing revenue over the past 3 years

HomeTrust Bancshares, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

HomeTrust Bancshares, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

HomeTrust Bancshares, Inc. has insufficient data to evaluate this check.

HomeTrust Bancshares, Inc. has an earnings yield of 7.99%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

HomeTrust Bancshares, Inc. is overvalued relative to its fair value price of 23.98 based on EBITDA multiple model

HomeTrust Bancshares, Inc. has an EV/EBITDA ratio of 3.93x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

HomeTrust Bancshares, Inc. is undervalued relative to its fair value price of 87.06 based on Earnings Fair Value model

HomeTrust Bancshares, Inc. has a PEG-ratio under 1 which is considered undervalued

HomeTrust Bancshares, Inc. has a price-to-book ratio of 1.36x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

HomeTrust Bancshares, Inc. has a price-to-sales ratio of 2.83x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue