Heritage Insurance Holdings, Inc. cash flow to debt ratio of 182.58% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Heritage Insurance Holdings, Inc.'s free cash flow has increased 120.84% from $78.86M last year to $174.16M, signaling increasing performance

Heritage Insurance Holdings, Inc.'s debt to equity ratio is 0.16, which means that the company's assets are healthy financed, signaling financial stability.

Heritage Insurance Holdings, Inc.'s debt has decreased relative to shareholder equity from 0.49 last year to 0.16 today, signaling strengthened financials

Heritage Insurance Holdings, Inc. has a net cash position, so leverage is healthy.

Heritage Insurance Holdings, Inc.'s interest coverage ratio of 41.02 indicates that earnings with good margin can cover interest payments on company debt

Heritage Insurance Holdings, Inc.'s profit margin has increased (265.62%) in the last year from 7.53% to 27.54%, signaling increasing performance

Heritage Insurance Holdings, Inc.'s short-term liabilities of $1.66B exceed its short-term assets of $1.43B, signaling financial risk

Heritage Insurance Holdings, Inc.'s return on assets of 8.78% is higher than the 5.00% threshold, indicating efficient asset utilization

Heritage Insurance Holdings, Inc.'s return on equity of 42.41%, is higher than 15.00%, indicating good performance

Heritage Insurance Holdings, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Heritage Insurance Holdings, Inc. had positive net income in 3 out of 5 years, indicating stable and consistent earnings

Heritage Insurance Holdings, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Heritage Insurance Holdings, Inc. has a free cash flow yield of 17.59%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Heritage Insurance Holdings, Inc.'s yearly earnings has increased 217.84% since last year from $61.54M to $195.59M, signaling increasing performance

Heritage Insurance Holdings, Inc.'s yearly revenue has increased 3.62% since last year from $817.74M to $847.33M, signaling increasing performance

ROIC 28.71% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Heritage Insurance Holdings, Inc.'s 3-year revenue CAGR of 8.55% is positive, indicating growing revenue over the past 3 years

Heritage Insurance Holdings, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Heritage Insurance Holdings, Inc. had positive ROE in 3 out of 5 years, indicating consistent and reliable returns on equity

Heritage Insurance Holdings, Inc. is undervalued relative to its fair value price of 82.40 based on Discounted Cash Flow model

Heritage Insurance Holdings, Inc. has an earnings yield of 21.93%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Heritage Insurance Holdings, Inc. is undervalued relative to its fair value price of 78.24 based on EBITDA multiple model

Heritage Insurance Holdings, Inc. has an EV/EBITDA ratio of 1.54x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Heritage Insurance Holdings, Inc. is undervalued relative to its fair value price of 33.98 based on Earnings Fair Value model

Heritage Insurance Holdings, Inc. has a PEG-ratio under 1 which is considered undervalued

Heritage Insurance Holdings, Inc. has a price-to-book ratio of 1.73x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Heritage Insurance Holdings, Inc. has a price-to-sales ratio of 1.26x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue