Home Bancshares, Inc. cash flow to debt ratio of 42.69% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Home Bancshares, Inc.'s free cash flow has decreased 10.68% from $422.12M last year to $377.02M, signaling decreasing performance

Home Bancshares, Inc.'s debt to equity ratio is 0.20, which means that the company's assets are healthy financed, signaling financial stability.

Home Bancshares, Inc.'s debt has decreased relative to shareholder equity from 0.30 last year to 0.20 today, signaling strengthened financials

Home Bancshares, Inc. has a net cash position, so leverage is healthy.

Home Bancshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Home Bancshares, Inc.'s profit margin has increased (23.78%) in the last year from 27.70% to 34.29%, signaling increasing performance

Home Bancshares, Inc.'s short-term liabilities of $17.64B exceed its short-term assets of $2.35B, signaling financial risk

Home Bancshares, Inc.'s return on assets of 1.94% is lower than the 5.00% threshold, indicating inefficient asset utilization

Home Bancshares, Inc.'s return on equity of 11.01%, is lower than 15.00%, indicating bad performance

Home Bancshares, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Home Bancshares, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Home Bancshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Home Bancshares, Inc. has a free cash flow yield of 6.09%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Home Bancshares, Inc.'s yearly earnings has increased 18.20% since last year from $402.24M to $475.44M, signaling increasing performance

Home Bancshares, Inc.'s yearly revenue has decreased 26.31% since last year from $1.45B to $1.07B, signaling decreasing performance

ROIC 1.94% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Home Bancshares, Inc.'s 3-year revenue CAGR of 9.88% is positive, indicating growing revenue over the past 3 years

Home Bancshares, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Home Bancshares, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Home Bancshares, Inc. is undervalued relative to its fair value price of 41.05 based on Discounted Cash Flow model

Home Bancshares, Inc. has an earnings yield of 7.91%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Home Bancshares, Inc. is overvalued relative to its fair value price of 20.08 based on EBITDA multiple model

Home Bancshares, Inc. has an EV/EBITDA ratio of 7.92x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Home Bancshares, Inc. is undervalued relative to its fair value price of 50.63 based on Earnings Fair Value model

Home Bancshares, Inc. has a PEG-ratio under 1 which is considered undervalued

Home Bancshares, Inc. has a price-to-book ratio of 1.33x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Home Bancshares, Inc. has a price-to-sales ratio of 4.34x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue