The Hartford Insurance Group, Inc. cash flow to debt ratio of 135.48% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

The Hartford Insurance Group, Inc.'s free cash flow has decreased 0.19% from $5.76B last year to $5.75B, signaling decreasing performance

The Hartford Insurance Group, Inc.'s debt to equity ratio is 0.22, which means that the company's assets are healthy financed, signaling financial stability.

The Hartford Insurance Group, Inc.'s debt has decreased relative to shareholder equity from 0.27 last year to 0.22 today, signaling strengthened financials

The Hartford Insurance Group, Inc. has a net cash position, so leverage is healthy.

The Hartford Insurance Group, Inc.'s interest coverage ratio of 22.20 indicates that earnings with good margin can cover interest payments on company debt

The Hartford Insurance Group, Inc.'s profit margin has increased (27.51%) in the last year from 11.79% to 15.03%, signaling increasing performance

The Hartford Insurance Group, Inc.'s short-term assets of $10.80B exceed its short-term liabilities of $612.00M

The Hartford Insurance Group, Inc.'s return on assets of 4.96% is lower than the 5.00% threshold, indicating inefficient asset utilization

The Hartford Insurance Group, Inc.'s return on equity of 22.99%, is higher than 15.00%, indicating good performance

The Hartford Insurance Group, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

The Hartford Insurance Group, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

The Hartford Insurance Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

The Hartford Insurance Group, Inc. has a free cash flow yield of 14.87%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

The Hartford Insurance Group, Inc.'s yearly earnings has increased 23.30% since last year from $3.11B to $3.84B, signaling increasing performance

The Hartford Insurance Group, Inc.'s yearly revenue has increased 7.10% since last year from $26.38B to $28.26B, signaling increasing performance

ROIC 4.57% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

The Hartford Insurance Group, Inc.'s 3-year revenue CAGR of 8.94% is positive, indicating growing revenue over the past 3 years

The Hartford Insurance Group, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

The Hartford Insurance Group, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

The Hartford Insurance Group, Inc. is undervalued relative to its fair value price of 338.63 based on Discounted Cash Flow model

The Hartford Insurance Group, Inc. has an earnings yield of 11.11%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

The Hartford Insurance Group, Inc. is overvalued relative to its fair value price of 120.52 based on EBITDA multiple model

The Hartford Insurance Group, Inc. has an EV/EBITDA ratio of 7.20x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

The Hartford Insurance Group, Inc. is undervalued relative to its fair value price of 236.79 based on Earnings Fair Value model

The Hartford Insurance Group, Inc. has a PEG-ratio under 1 which is considered undervalued

The Hartford Insurance Group, Inc. has a price-to-book ratio of 2.00x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

The Hartford Insurance Group, Inc. has a price-to-sales ratio of 1.35x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue