NASDAQ
HFBL
Last Price
US $24.01
KEY FIGURES
MKT CAP
$73.3M
EPS
TTM
$2.05
EPS Growth (1Y)
59.52%
PEG
TTM
2.32x
P/E
TTM
11.73x
P/S
TTM
2.13x
YIELD
2.31%
GROWTH (5Y CAGR)
Revenue
Cash Flow (DCF)
Fair Value
Market $24.01
—
Default assumptions
EBITDA Multiple
Fair Value
Market $24.01
-26.36%
Default assumptions
Valuation
Financial
Performance
Cash flow to debt coverage
Home Federal Bancorp, Inc. of Louisiana cash flow to debt ratio of 153.88% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Free cash flow growth
Home Federal Bancorp, Inc. of Louisiana's free cash flow has increased -1.57K% from $-368.00K last year to $5.43M, signaling increasing performance
Debt-to-equity ratio
Home Federal Bancorp, Inc. of Louisiana's debt to equity ratio is 0.06, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Home Federal Bancorp, Inc. of Louisiana's debt has decreased relative to shareholder equity from 0.07 last year to 0.06 today, signaling strengthened financials
Net debt to EBITDA
Home Federal Bancorp, Inc. of Louisiana has a net cash position, so leverage is healthy.
Interest coverage
Home Federal Bancorp, Inc. of Louisiana earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Home Federal Bancorp, Inc. of Louisiana's profit margin has increased (50.98%) in the last year from 12.02% to 18.16%, signaling increasing performance
Current ratio
Home Federal Bancorp, Inc. of Louisiana's short-term assets of $555.31M exceed its short-term liabilities of $0.00
Return on assets
Home Federal Bancorp, Inc. of Louisiana's return on assets of 0.96% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Home Federal Bancorp, Inc. of Louisiana's return on equity of 10.69%, is lower than 15.00%, indicating bad performance
Earnings quality
Home Federal Bancorp, Inc. of Louisiana's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Earnings stability
Home Federal Bancorp, Inc. of Louisiana had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Home Federal Bancorp, Inc. of Louisiana has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Home Federal Bancorp, Inc. of Louisiana has a free cash flow yield of 7.56%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Home Federal Bancorp, Inc. of Louisiana's yearly earnings has increased 58.80% since last year from $3.89M to $6.17M, signaling increasing performance
Revenue growth
Home Federal Bancorp, Inc. of Louisiana's yearly revenue has increased 0.51% since last year from $32.33M to $32.50M, signaling increasing performance
Return on invested capital
ROIC 0.88% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
Home Federal Bancorp, Inc. of Louisiana's 3-year revenue CAGR of 7.02% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Home Federal Bancorp, Inc. of Louisiana had revenue growth in 3 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Home Federal Bancorp, Inc. of Louisiana had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Home Federal Bancorp, Inc. of Louisiana has insufficient data to evaluate this check.
Earnings yield (TTM)
Home Federal Bancorp, Inc. of Louisiana has an earnings yield of 8.71%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Home Federal Bancorp, Inc. of Louisiana is overvalued relative to its fair value price of 17.68 based on EBITDA multiple model
EV/EBITDA (FY)
Home Federal Bancorp, Inc. of Louisiana has insufficient data to compute enterprise value.
PEG ratio (TTM/FY)
Home Federal Bancorp, Inc. of Louisiana has a PEG-ratio over 1 which is considered overvalued
Price-to-book ratio (FY)
Home Federal Bancorp, Inc. of Louisiana has a price-to-book ratio of 1.21x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Home Federal Bancorp, Inc. of Louisiana has a price-to-sales ratio of 2.08x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
7.20%
Return on equity
ROIC: 6.15%
Valuation History
10.8X
Price to Earnings
EV/EBITDA: -
Cash flow
Profit margin
6.66%
EBITDA
0.82%
Cash flow
-
EARNINGS FV (GRAHAM)
Fair Value
Market $24.01
92.54%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.