NYSE
GPMT
Last Price
US $1.22
Valuation
Financial
Performance
Cash flow to debt coverage
Granite Point Mortgage Trust Inc. cash flow to debt ratio of 0.23% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Free cash flow growth
Granite Point Mortgage Trust Inc.'s free cash flow has decreased 55.47% from $5.99M last year to $2.67M, signaling decreasing performance
Debt-to-equity ratio
Granite Point Mortgage Trust Inc.'s debt to equity ratio is 1.98, which means that the company's assets are unhealthy financed, signaling financial risk.
Debt-to-equity trend
Granite Point Mortgage Trust Inc.'s debt has decreased relative to shareholder equity from 2.38 last year to 1.98 today, signaling strengthened financials
Net debt to EBITDA
Granite Point Mortgage Trust Inc. has a net debt to EBITDA ratio of 19.45x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Interest coverage
Granite Point Mortgage Trust Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Granite Point Mortgage Trust Inc.'s profit margin has decreased (153.01%) in the last year from 125.08% to -66.31%, signaling decreasing performance
Current ratio
Granite Point Mortgage Trust Inc.'s short-term liabilities of $517.11M exceed its short-term assets of $73.55M, signaling financial risk
Return on assets
Granite Point Mortgage Trust Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Granite Point Mortgage Trust Inc.'s return on equity of -15.12%, is lower than 15.00%, indicating bad performance
Earnings quality
Granite Point Mortgage Trust Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Earnings stability
Granite Point Mortgage Trust Inc. had positive net income in only 1 out of 5 years, indicating unstable earnings
Positive free cash flow
Granite Point Mortgage Trust Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Granite Point Mortgage Trust Inc. has a free cash flow yield of 4.49%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Granite Point Mortgage Trust Inc.'s yearly earnings has increased -80.12% since last year from $-207.05M to $-41.15M, signaling increasing performance
Revenue growth
Granite Point Mortgage Trust Inc.'s yearly revenue has increased 264.49% since last year from $39.86M to $145.28M, signaling increasing performance
Return on invested capital
ROIC -0.84% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
Granite Point Mortgage Trust Inc.'s 3-year revenue CAGR of 22.90% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Granite Point Mortgage Trust Inc. had revenue growth in only 1 out of 5 years, indicating inconsistent revenue performance
Return on equity consistency
Granite Point Mortgage Trust Inc. had positive ROE in only 1 out of 5 years, indicating inconsistent returns on equity
Cash Flow Valuation (DCF)
Granite Point Mortgage Trust Inc. has insufficient data to evaluate this check.
Earnings yield (TTM)
Granite Point Mortgage Trust Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
EBITDA Valuation
Granite Point Mortgage Trust Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
EV/EBITDA (FY)
Granite Point Mortgage Trust Inc. has an EV/EBITDA ratio of 20.49x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings
PEG ratio (TTM/FY)
Granite Point Mortgage Trust Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Price-to-book ratio (FY)
Granite Point Mortgage Trust Inc. has a price-to-book ratio of 0.12x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Granite Point Mortgage Trust Inc. has a price-to-sales ratio of 0.48x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
-15.12%
Return on equity
ROIC: -0.84%
Valuation History
-
Price to Earnings
EV/EBITDA: -26.7X
Cash flow
Profit margin
0.00%
Cash flow
-33.33%
Fair Value
Market $1.22
-100.00%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.