NYSE
GL
Last Price
US $180.67
KEY FIGURES
MKT CAP
$14.0B
EPS
TTM
$15.46
EPS Growth (1Y)
17.76%
PEG
TTM
0.75x
P/E
TTM
11.69x
P/S
TTM
2.29x
YIELD
0.66%
GROWTH (5Y CAGR)
Revenue
4.83%
EBITDA
Cash Flow (DCF)
Fair Value
Market $180.67
-25.35%
Default assumptions
EBITDA Multiple
Fair Value
Market $180.67
-39.03%
Default assumptions
Valuation
Financial
Performance
Cash flow to debt coverage
Globe Life Inc. cash flow to debt ratio of 53.19% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Free cash flow growth
Globe Life Inc.'s free cash flow has decreased 5.82% from $1.33B last year to $1.25B, signaling decreasing performance
Debt-to-equity ratio
Globe Life Inc.'s debt to equity ratio is 0.48, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Globe Life Inc.'s debt has decreased relative to shareholder equity from 0.52 last year to 0.48 today, signaling strengthened financials
Net debt to EBITDA
Globe Life Inc. has a net cash position, so leverage is healthy.
Interest coverage
Globe Life Inc.'s interest coverage ratio of 4.04 indicates that earnings with good margin can cover interest payments on company debt
Profit margin growth
Globe Life Inc.'s profit margin has increased (5.56%) in the last year from 18.53% to 19.56%, signaling increasing performance
Current ratio
Globe Life Inc.'s short-term assets of $19.09B exceed its short-term liabilities of $1.98B
Return on assets
Globe Life Inc.'s return on assets of 3.84% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Globe Life Inc.'s return on equity of 20.28%, is higher than 15.00%, indicating good performance
Earnings quality
Globe Life Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Globe Life Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Globe Life Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Globe Life Inc. has a free cash flow yield of 8.81%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Globe Life Inc.'s yearly earnings has increased 8.44% since last year from $1.07B to $1.16B, signaling increasing performance
Revenue growth
Globe Life Inc.'s yearly revenue has increased 3.74% since last year from $5.78B to $5.99B, signaling increasing performance
Return on invested capital
ROIC 17.43% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
3-year revenue CAGR
Globe Life Inc.'s 3-year revenue CAGR of 4.70% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Globe Life Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Globe Life Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Globe Life Inc. is overvalued relative to its fair value price of 134.87 based on Discounted Cash Flow model
Earnings yield (TTM)
Globe Life Inc. has an earnings yield of 8.43%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Globe Life Inc. is overvalued relative to its fair value price of 110.15 based on EBITDA multiple model
EV/EBITDA (FY)
Globe Life Inc. has insufficient data to compute enterprise value.
PEG ratio (TTM/FY)
Globe Life Inc. has a PEG-ratio under 1 which is considered undervalued
Price-to-book ratio (FY)
Globe Life Inc. has a price-to-book ratio of 1.32x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Globe Life Inc. has a price-to-sales ratio of 2.32x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
20.28%
Return on equity
ROIC: 17.43%
Valuation History
11.8X
Price to Earnings
EV/EBITDA: 26.5X
Cash flow
Profit margin
10.11%
Cash flow
-2.66%
Base valuations use default assumptions. Customize in the Valuator.