GBank Financial Holdings Inc. cash flow to debt ratio of 0.00% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

GBank Financial Holdings Inc.'s free cash flow has decreased 100.00% from $26.29M last year to $0.00, signaling decreasing performance

GBank Financial Holdings Inc.'s debt to equity ratio is 0.03, which means that the company's assets are healthy financed, signaling financial stability.

GBank Financial Holdings Inc.'s debt has decreased relative to shareholder equity from 0.22 last year to 0.03 today, signaling strengthened financials

GBank Financial Holdings Inc. has a net cash position, so leverage is healthy.

GBank Financial Holdings Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

GBank Financial Holdings Inc.'s profit margin has decreased (49.75%) in the last year from 30.99% to 15.57%, signaling decreasing performance

GBank Financial Holdings Inc.'s short-term liabilities of $1.14B exceed its short-term assets of $268.90M, signaling financial risk

GBank Financial Holdings Inc.'s return on assets of 1.29% is lower than the 5.00% threshold, indicating inefficient asset utilization

GBank Financial Holdings Inc.'s return on equity of 11.13%, is lower than 15.00%, indicating bad performance

GBank Financial Holdings Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

GBank Financial Holdings Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

GBank Financial Holdings Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

GBank Financial Holdings Inc. has a free cash flow yield of 0.00%, which is below the 2.00% threshold, indicating limited cash return relative to market value

GBank Financial Holdings Inc.'s yearly earnings has increased 12.30% since last year from $18.64M to $20.93M, signaling increasing performance

GBank Financial Holdings Inc.'s yearly revenue has increased 40.21% since last year from $60.14M to $84.33M, signaling increasing performance

ROIC 1.29% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

GBank Financial Holdings Inc.'s 3-year revenue CAGR of 34.31% is positive, indicating growing revenue over the past 3 years

GBank Financial Holdings Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

GBank Financial Holdings Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

GBank Financial Holdings Inc. has insufficient data to evaluate this check.

GBank Financial Holdings Inc. has an earnings yield of 6.13%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

GBank Financial Holdings Inc. is overvalued relative to its fair value price of 14.04 based on EBITDA multiple model

GBank Financial Holdings Inc. has an EV/EBITDA ratio of 1.94x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

GBank Financial Holdings Inc. has insufficient data to evaluate this check.

GBank Financial Holdings Inc. has a PEG-ratio under 1 which is considered undervalued

GBank Financial Holdings Inc. has a price-to-book ratio of 1.74x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

GBank Financial Holdings Inc. has a price-to-sales ratio of 2.54x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue