Glacier Bancorp, Inc. cash flow to debt ratio of 12.92% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Glacier Bancorp, Inc.'s free cash flow has increased 65.69% from $209.76M last year to $347.55M, signaling increasing performance

Glacier Bancorp, Inc.'s debt to equity ratio is 0.51, which means that the company's assets are healthy financed, signaling financial stability.

Glacier Bancorp, Inc.'s debt has decreased relative to shareholder equity from 1.18 last year to 0.51 today, signaling strengthened financials

Glacier Bancorp, Inc. has a net cash position, so leverage is healthy.

Glacier Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Glacier Bancorp, Inc.'s profit margin has increased (32.63%) in the last year from 15.27% to 20.25%, signaling increasing performance

Glacier Bancorp, Inc.'s short-term assets of $25.12B exceed its short-term liabilities of $81.68M

Glacier Bancorp, Inc.'s return on assets of 0.99% is lower than the 5.00% threshold, indicating inefficient asset utilization

Glacier Bancorp, Inc.'s return on equity of 7.61%, is lower than 15.00%, indicating bad performance

Glacier Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Glacier Bancorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Glacier Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Glacier Bancorp, Inc. has a free cash flow yield of 5.48%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Glacier Bancorp, Inc.'s yearly earnings has increased 25.71% since last year from $190.14M to $239.03M, signaling increasing performance

Glacier Bancorp, Inc.'s yearly revenue has increased 14.48% since last year from $1.25B to $1.43B, signaling increasing performance

ROIC 0.97% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Glacier Bancorp, Inc.'s 3-year revenue CAGR of 15.16% is positive, indicating growing revenue over the past 3 years

Glacier Bancorp, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Glacier Bancorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Glacier Bancorp, Inc. is overvalued relative to its fair value price of 27.62 based on Discounted Cash Flow model

Glacier Bancorp, Inc. has an earnings yield of 4.91%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Glacier Bancorp, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Glacier Bancorp, Inc. has an EV/EBITDA ratio of 13.46x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Glacier Bancorp, Inc. is undervalued relative to its fair value price of 53.63 based on Earnings Fair Value model

Glacier Bancorp, Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

Glacier Bancorp, Inc. has a price-to-book ratio of 1.47x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Glacier Bancorp, Inc. has a price-to-sales ratio of 4.12x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue