First US Bancshares, Inc. cash flow to debt ratio of 112.61% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

First US Bancshares, Inc.'s free cash flow has increased 60.47% from $5.66M last year to $9.08M, signaling increasing performance

First US Bancshares, Inc.'s debt to equity ratio is 0.35, which means that the company's assets are healthy financed, signaling financial stability.

First US Bancshares, Inc.'s debt has increased relative to shareholder equity from 0.21 last year to 0.35 today, signaling weakened financials

First US Bancshares, Inc. has a net cash position, so leverage is healthy.

First US Bancshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

First US Bancshares, Inc.'s profit margin has decreased (8.40%) in the last year from 13.21% to 12.10%, signaling decreasing performance

First US Bancshares, Inc.'s short-term liabilities of $1.03B exceed its short-term assets of $87.86M, signaling financial risk

First US Bancshares, Inc.'s return on assets of 0.68% is lower than the 5.00% threshold, indicating inefficient asset utilization

First US Bancshares, Inc.'s return on equity of 7.41%, is lower than 15.00%, indicating bad performance

First US Bancshares, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

First US Bancshares, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

First US Bancshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

First US Bancshares, Inc. has a free cash flow yield of 9.83%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

First US Bancshares, Inc.'s yearly earnings has decreased 26.66% since last year from $8.17M to $5.99M, signaling decreasing performance

First US Bancshares, Inc.'s yearly revenue has increased 1.86% since last year from $61.84M to $62.99M, signaling increasing performance

ROIC 0.68% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

First US Bancshares, Inc.'s 3-year revenue CAGR of 12.41% is positive, indicating growing revenue over the past 3 years

First US Bancshares, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

First US Bancshares, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

First US Bancshares, Inc. is undervalued relative to its fair value price of 27.70 based on Discounted Cash Flow model

First US Bancshares, Inc. has an earnings yield of 8.17%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

First US Bancshares, Inc. is overvalued relative to its fair value price of 11.43 based on EBITDA multiple model

First US Bancshares, Inc. has an EV/EBITDA ratio of 2.02x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

First US Bancshares, Inc. is undervalued relative to its fair value price of 30.71 based on Earnings Fair Value model

First US Bancshares, Inc. has a PEG-ratio under 1 which is considered undervalued

First US Bancshares, Inc. has a price-to-book ratio of 0.91x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

First US Bancshares, Inc. has a price-to-sales ratio of 1.48x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue