NASDAQ
FULT
Last Price
US $24.52
KEY FIGURES
MKT CAP
$4.7B
EPS
TTM
$2.12
EPS Growth (1Y)
32.48%
PEG
TTM
0.83x
P/E
TTM
11.58x
P/S
TTM
2.40x
YIELD
3.06%
GROWTH (5Y CAGR)
Revenue
Valuation
Financial
Performance
Cash flow to debt coverage
Fulton Financial Corporation cash flow to debt ratio of 23.47% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Free cash flow growth
Fulton Financial Corporation's free cash flow has decreased 24.00% from $374.11M last year to $284.34M, signaling decreasing performance
Debt-to-equity ratio
Fulton Financial Corporation's debt to equity ratio is 0.45, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Fulton Financial Corporation's debt has decreased relative to shareholder equity from 0.56 last year to 0.45 today, signaling strengthened financials
Net debt to EBITDA
Fulton Financial Corporation has a net cash position, so leverage is healthy.
Interest coverage
Fulton Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Fulton Financial Corporation's profit margin has increased (29.15%) in the last year from 16.04% to 20.71%, signaling increasing performance
Current ratio
Fulton Financial Corporation's short-term liabilities of $27.29B exceed its short-term assets of $3.52B, signaling financial risk
Return on assets
Fulton Financial Corporation's return on assets of 1.15% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Fulton Financial Corporation's return on equity of 11.15%, is lower than 15.00%, indicating bad performance
Earnings quality
Fulton Financial Corporation's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Earnings stability
Fulton Financial Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Fulton Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Fulton Financial Corporation has a free cash flow yield of 6.20%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Fulton Financial Corporation's yearly earnings has increased 35.63% since last year from $288.74M to $391.61M, signaling increasing performance
Revenue growth
Fulton Financial Corporation's yearly revenue has increased 5.03% since last year from $1.80B to $1.89B, signaling increasing performance
Return on invested capital
ROIC 1.15% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
Fulton Financial Corporation's 3-year revenue CAGR of 20.09% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Fulton Financial Corporation had revenue growth in 5 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Fulton Financial Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Fulton Financial Corporation is overvalued relative to its fair value price of 20.90 based on Discounted Cash Flow model
Earnings yield (TTM)
Fulton Financial Corporation has an earnings yield of 8.82%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Fulton Financial Corporation is overvalued relative to its fair value price of 13.93 based on EBITDA multiple model
EV/EBITDA (FY)
Fulton Financial Corporation has an EV/EBITDA ratio of 4.69x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Fulton Financial Corporation has a PEG-ratio under 1 which is considered undervalued
Price-to-book ratio (FY)
Fulton Financial Corporation has a price-to-book ratio of 1.18x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Fulton Financial Corporation has a price-to-sales ratio of 2.35x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
11.15%
Return on equity
ROIC: 6.32%
Valuation History
11.7X
Price to Earnings
EV/EBITDA: 9.8X
Cash flow
Profit margin
14.23%
EBITDA
17.98%
Cash flow
15.70%
Cash Flow (DCF)
Fair Value
Market $24.52
-14.76%
Default assumptions
EBITDA Multiple
Fair Value
Market $24.52
-43.19%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.